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Valued Contributor
Posts: 1,291
Registered: ‎02-26-2008
0

Reopen ancient Citi account?

I have the following account on my credit reports. I am not actually sure where it came from, but I can only assume that one of my parents opened this. Do you think there is any chance I could get this account reinstated? It looks like it is going to drop off of my account next year, and that might shorten my revolving credit history.

UNVL/CITI

Address:
PO BOX 6241
SIOUX FALLS, SD 57117
No phone number available

Account Number:
xxxxxxxxxxxxxx...

Status: Paid,Closed/Never late.

Status Details: This account is scheduled to continue on record until Jul 2009.

Date Opened:
12/1997

Type:
Revolving
Reported Since:
12/1997 Terms:
NA

Date of Status:
07/1999

Monthly Payment:
$0

Last Reported:
07/1999

Responsibility:
Individual

Credit Limit/Original Amount:
NA

High Balance:
NA

Recent Balance:
NA

Recent Payment:
NA

Your statement:
Account closed at consumer`s request.
Frequent Contributor
Posts: 299
Registered: ‎04-28-2008
0

Re: Reopen ancient Citi account?

Bump...anyone?  My DH is in the same situation.
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Valued Contributor
Posts: 2,205
Registered: ‎12-06-2007
0

Re: Reopen ancient Citi account?

[ Edited ]


mrscharlie wrote:
Bump...anyone?  My DH is in the same situation.


Have DH call  who the account is issued with to see.  I have the same thing with an old BoA account that will fall off soon. BoA said they cannot go back that far. It was opened in 94 closed in 01 for inactivity.


Message Edited by stef37 on 05-21-2008 04:14 PM
Contributor
Posts: 88
Registered: ‎04-05-2008
0

Re: Reopen ancient Citi account?

I'm afraid not. I've been trying for weeks to either reopen my old Citi Visa account I closed in 1996, or re-age my new account to reflect the open date. I still have every statement and every letter, including welcome and closure letters, but Citi has told me categorically (more than once) that they cannot do it. They said the only way to reopen an account is if it was closed in the last year, and they don't even have any record of my old account. Yours is almost as old, so they probably won't have it, either.

Discover has also told me it's impossible to reopen my account with them that I closed at the same time.
Scores on4/8/10: TU 731 EQ 731
Unapologetic Amex fan
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Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
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Re: Reopen ancient Citi account?

You can always try, but it's pretty unlikely. But that's what phones are for. GL!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Frequent Contributor
Posts: 335
Registered: ‎04-04-2008
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Re: Reopen ancient Citi account?

I tried that and was denied. The said account closed for too long. My card was closed in 2006 by credit counselor.
Frequent Contributor
Posts: 299
Registered: ‎04-28-2008
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Re: Reopen ancient Citi account?

Thanks, everyone.  I will have DH call and give it a whirl.  It's worth a shot.  Will report back.
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
Frequent Contributor
Posts: 356
Registered: ‎10-10-2007
0

Re: Reopen ancient Citi account?

I tried this too and Citi said no dice.  Smiley Sad
FICO: 8/08 - TU 718; EQ 702; EX 733 (Bonafide 700 club member!)
Next goal: 750s across the board!!
Frequent Contributor
Posts: 299
Registered: ‎04-28-2008
0

Re: Reopen ancient Citi account?

Yeah, it didn't work.
TU-654 (6/9/08), EQ-660 (5/15/08), EX-?
TU-696 (9/1/08), EQ-702 (2/25/09), TU-700 (3/2/09)
TU-748 (6/4/09), EQ-746 (6/1/09)
TU-746 (7/7/09), EQ-749 (7/7/09), EXP-696 (7/7/09)
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