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Reopened Amex reporting backdated opening date!

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thelethargicage
Valued Contributor

Reopened Amex reporting backdated opening date!

Long story short, I opened a TrueEarnings card in January (after closing my old one in December and changing my mind a few days later) but then closed this new card in March. I had a change of heart and requested a reinstatement after I found out Amex was no longer backdating. Happy to say it reported as open today with the original backdated opening date of January 2004.


Message 1 of 5
4 REPLIES 4
chalupaman
Super Contributor

Re: Reopened Amex reporting backdated opening date!

Good data point. Did you just call regular customer service or was there another line that you called to have them do this?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 5
thelethargicage
Valued Contributor

Re: Reopened Amex reporting backdated opening date!

Regular CS


Message 3 of 5
Anonymous
Not applicable

Re: Reopened Amex reporting backdated opening date!

I'm wondering if it had already reported by the Mar. 21st deadline, and thus reopening it restored that open date and allowed for backdating. 

Message 4 of 5
thelethargicage
Valued Contributor

Re: Reopened Amex reporting backdated opening date!

Yes, it first reported at the end of February.


Message 5 of 5
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