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I am so close to applying to credit. However I have worked so hard to get where I am in 3 wks. Yes I was 512 TU now in 3 wks I am 679. I am 21 points shy from getting to 700. I do have one card from Captial One paid on time and carry at least 15-20 percent of my limit. Should I wait or go ahead.
I do not shop at Kay. But i heard i should apply?
@cpc4life wrote:I do not shop at Kay. But i heard i should apply?
Why would you waste a hp and an inquiry on a card you wont use?
If you shop at Walmart, that would be a good card to get. They give the free monthly FICO TU score.
What's limit on cap1?
have ou upgraded to quicksilver?
Any baddies still left?
what rewards would be useful?