Reporting CLI's to CRA's?

EW800 · ‎06-15-2014

Hi Everyone,

I managed to get CLI's last week from Citi and Amex. I was just wondering when CLI's generally get reported to TU, EQ and EXP? Would it just be with the normal cycle of when they report balance/payments and such or do they do any type of special reporting any sooner?

Thanks!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

Kenny · ‎06-15-2014

@EW800 wrote:
Hi Everyone,

I managed to get CLI's last week from Citi and Amex. I was just wondering when CLI's generally get reported to TU, EQ and EXP? Would it just be with the normal cycle of when they report balance/payments and such or do they do any type of special reporting any sooner?

Thanks!

With the next cycle update meaning when the next statement would normally report. -- they will not report sooner.

In fact, for Discover it won't report for one month at all.. if you get a CLI in that month your statement won't be reported to CRAs so you can ask for a mid-cycle report or explain that it didn't report and they will.

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Reporting CLI's to CRA's?

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