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Will Credit Card companies/ Captial One report Credit Balances? I've overpaid one of my credit cards. Will this be reported to the CRA
I believe your highest past balance does go into your report. Its shown differently than your current balance and I only see it depending on which site I pull my report from.I know its not shown in the accounts section of a myfico report.
I accidentally went over my limit on a card a while back and then paid it down immediately. It looked like this in my report. Didn't seem to have any effect.
Current Balance: 40
Credit Limit: 400
Highest Balance: 414
i did that once it was over paid by a dollar. and it doesnt ...it just reports your whole CL as full,but on your statement ur negative one dollar. (well you have a dollar that gets deducted next statement.
Thank you all! I understand.. I thought Credit Companies only reported balances. I'm looking for a boost in my credit score since my debt is down.