New Contributor
Posts: 59
Registered: ‎12-20-2007

Reports at EXACTLY 30 days?

I just realized that I forgot to pay my Citicard bill.  It is now 31 days past due.   Does anyone know if they are going to report this?  I went ahead and paid it.   This account currently isn't reporting on any of the 3 credit bureaus.   I got a new account with them a couple of years ago (which has always been current) and when the new account went on my credit report the old one fell off - even though it still has a balance.  Not sure why.
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007

Re: Reports at EXACTLY 30 days?

You can always call Citi and ask.  Some will report on day 31 and some will wait until day 59.  It might be a good idea to set up autopay for at least the minimum so you don't have to worry about this in the future.


I'll have my fingers crossed that you've dodged a bullet!



From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.

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