Req 3xcli now or wait?

youngandcreditwrthy · ‎12-01-2012

It has been 60 days officially since I was approved for my Amex BCE. Should I wait another few days or go ahead and req a 3xcli? If I do request it, and it is too early, and I get denied; will I be able to request again when it has been the correct amount of days? I don't want a FR!! :-(

What do yall think?

improvingmycredit · ‎12-01-2012

@youngandcreditwrthy wrote:
It has been 60 days officially since I was approved for my Amex BCE. Should I wait another few days or go ahead and req a 3xcli? If I do request it, and it is too early, and I get denied; will I be able to request again when it has been the correct amount of days? I don't want a FR!! :-(

What do yall think?

Hey! I recommend waiting till 61 days from activation.

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+
Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

distantarray · ‎12-01-2012

better to be safe than sorry , wait

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

Duncanrr · ‎12-01-2012

Wait. I'm still waiting for them to update my SP. I've been eligible for 61 day request since 11/14ish. It's been difficult to wait.

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
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kevinjjc · ‎12-01-2012

wait good luck!

dalleanne · ‎12-01-2012

Good luck, let us know what happens =) I just got a 3x CLI this morning on my Blue Sky card.

kevinjjc · ‎12-01-2012

@dalleanne wrote:
Good luck, let us know what happens =) I just got a 3x CLI this morning on my Blue Sky card.

Congrats! What are your old/new limits?

youngandcreditwrthy · ‎12-01-2012

AHH lol... waiting is hARD.

but I suppose I will. haha I think my 61 day activation date is more like 12/05/12!

CONGRATS OP ON THE CLI!:-)

chnceit · ‎12-01-2012

I know my 61 days for my Biz Blue is 12/16 I want it to hurry up!

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening

patsfan1453 · ‎12-01-2012

@Duncanrr wrote:
Wait. I'm still waiting for them to update my SP. I've been eligible for 61 day request since 11/14ish. It's been difficult to wait.

Why are you waiting? Don't they SP you when you request the increase?

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k