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Req 3xcli now or wait?

Established Contributor

Re: Req 3xcli now or wait?

No, they don't sp you when you request the cli, they actually go off the last sp, which could be 1-2 months old. It would actually be alot better if they would do a new SP when you do a cli request.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 11 of 19
Regular Contributor

Re: Req 3xcli now or wait?

You'd think that Amex would want the most up to date info, what if in a month you had maxed 3 other cards or something? Also, how do you know when a CCC SP's you?

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Message 12 of 19
Valued Contributor

Re: Req 3xcli now or wait?


patsfan1453 wrote:

Duncanrr wrote:
Wait. I'm still waiting for them to update my SP. I've been eligible for 61 day request since 11/14ish. It's been difficult to wait.


Why are you waiting? Don't they SP you when you request the increase?


Nope. They use your most recent SP which for me is 10/18/12 which has a 20-30 pt lower due to UTIL.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 13 of 19
Senior Contributor

Re: Req 3xcli now or wait?

my last sp was 11/21/12 "Amex Account Review" .... I should be able to get the full 3xcli.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 14 of 19
Valued Contributor

Re: Req 3xcli now or wait?

Waiting sure is hard, especially if past the 61 days and they haven't SP in a while.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 15 of 19
Valued Contributor

Re: Req 3xcli now or wait?

How can we get them to SP us?  I don't want them to use my HP for the Delta Gold, when I request the 3x/61+day CLI

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 16 of 19
Valued Contributor

Re: Req 3xcli now or wait?

Nothing to do. I've called and asked twice. Just have to wait.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 17 of 19
New Contributor

Re: Req 3xcli now or wait?


kevinjjc wrote:

dalleanne wrote:
Good luck, let us know what happens =) I just got a 3x CLI this morning on my Blue Sky card.

Congrats! What are your old/new limits?




 

I called a CSR and requested a new 6k limit (my old limit was 2k). This was the first time I got a CLI out of them, I was denied for a 1k increase a while back.

Message 18 of 19
Highlighted
Valued Contributor

Re: Req 3xcli now or wait?


Duncanrr wrote:
Nothing to do. I've called and asked twice. Just have to wait.

uggg

 

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 19 of 19