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Req 3xcli now or wait?

Senior Contributor

Req 3xcli now or wait?

It has been 60 days officially since I was approved for my Amex BCE. Should I wait another few days or go ahead and req a 3xcli? If I do request it, and it is too early, and I get denied; will I be able to request again when it has been the correct amount of days? I don't want a FR!! :-(

 

What do yall think?

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 1 of 19
18 REPLIES
Valued Contributor

Re: Req 3xcli now or wait?


youngandcreditwrthy wrote:

It has been 60 days officially since I was approved for my Amex BCE. Should I wait another few days or go ahead and req a 3xcli? If I do request it, and it is too early, and I get denied; will I be able to request again when it has been the correct amount of days? I don't want a FR!! :-(

 

What do yall think?


Hey!  I recommend waiting till 61 days from activation.  Smiley Happy


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 2 of 19
Established Contributor

Re: Req 3xcli now or wait?

better to be safe than sorry , wait


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 3 of 19
Valued Contributor

Re: Req 3xcli now or wait?

Wait. I'm still waiting for them to update my SP. I've been eligible for 61 day request since 11/14ish. It's been difficult to wait.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 4 of 19
Valued Contributor

Re: Req 3xcli now or wait?

wait Smiley Happy good luck!

Message 5 of 19
New Contributor

Re: Req 3xcli now or wait?

Good luck, let us know what happens =) I just got a 3x CLI this morning on my Blue Sky card.
Message 6 of 19
Valued Contributor

Re: Req 3xcli now or wait?


dalleanne wrote:
Good luck, let us know what happens =) I just got a 3x CLI this morning on my Blue Sky card.

Congrats! What are your old/new limits?

Message 7 of 19
Senior Contributor

Re: Req 3xcli now or wait?

AHH lol... waiting is hARD.

 

but I suppose I will. haha I think my 61 day activation date is more like 12/05/12!

 

CONGRATS OP ON THE CLI!:-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 19
Valued Contributor

Re: Req 3xcli now or wait?

I know my 61 days for my Biz Blue is 12/16 I want it to hurry up!

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 9 of 19
Regular Contributor

Re: Req 3xcli now or wait?


Duncanrr wrote:
Wait. I'm still waiting for them to update my SP. I've been eligible for 61 day request since 11/14ish. It's been difficult to wait.


Why are you waiting? Don't they SP you when you request the increase?

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Message 10 of 19