Req'd 3 CLI's this morning....... 2 approved!

Topher227 · ‎07-11-2012

Decided to request some CLI's this morning....

AMEX: Denied. Been less than 90 days since i was denied for the original 61 day request.... my bad. I'll give them a try in about 25 days. (when my 90 days completes....)

BofA: Original CL = $1,600. Requested 5k and was approved. (Started request online and was told to call for instant decision, was approved immediately!)

Sams Club Private Label (GE Money Bank): Original CL = $1,300. Requested 5k and was instantly approved via phone.

WooHoo!

April 2011 -- EQ: 593, EX: 603, TU: 619
April 2012 -- EQ: 699, EX: ???, TU: 714
May 2012 -- MyFico EQ: 743
July 2012 -- MyFico EQ: 760!!!
Wallet: Chase Sapphire Preferred: $5K CL, AMEX BCP: 1k CL, Chase Freedom: 3k CL, Sams Club Private Label: $5k CL, BofA 1-2-3: 5k CL
Sock Drawer: Cap1 Platinum, 1FBUSA

emptypockets · ‎07-11-2012

Congrats on the CLI's (and on the jumps in scores in Signature)!

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797

SwiftTone · ‎07-11-2012

Congrats!!

Does BoA HP for CLIs? My GF has had her CL at $300 for 2 years. Now she has Capital One with $2000 CL, and just got approved for ZYNC NPSL and BCE $2000.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766

Topher227 · ‎07-11-2012

I looked around on here if it was a SP or HP and didn't get a 100% clear answer. Some were HP some SP. When i was talking to the woman on the phone, i asked, and she couldn't really give me a straight answer either. She at first said it would definitely be a HP, but then said something along the lines of "Well its an account review so it won't really hurt you" which made me think it MAY be a SP. YMMV i guess...

I'll know for sure tomorrow if i start getting credit alerts about a new INQ.

April 2011 -- EQ: 593, EX: 603, TU: 619
April 2012 -- EQ: 699, EX: ???, TU: 714
May 2012 -- MyFico EQ: 743
July 2012 -- MyFico EQ: 760!!!
Wallet: Chase Sapphire Preferred: $5K CL, AMEX BCP: 1k CL, Chase Freedom: 3k CL, Sams Club Private Label: $5k CL, BofA 1-2-3: 5k CL
Sock Drawer: Cap1 Platinum, 1FBUSA

bribro · ‎07-11-2012

Congrats OP! CLIs are a close second to new card approvals when it comes to credit happiness.

bamagirl1 · ‎07-12-2012

Congrats..CLI's off SP are my favorite..!! What a help to UTI% and sometimes a little score boost for 10 mins of work..

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??

RockinRay · ‎07-12-2012

Congrats on your CLI's!

Ray

** Every Card has a Job, and Every Card does its Job **