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If you successfully received a CLI from Navy FCU after the initial 90 days, is it possible they will grant a 2nd CL after an additional 90 days have passed? The account balance is zero and only want to pad utilization.
I believe that the second CLI is 180 days after the first successful one granted. With that being said sometimes a second card is a larger Sl than the CLI you received. They are a interesting bunch for sure. lol Goood luck in whatever you decide.
From what Ive seen its 180 days after the 90 day cli, unless you have monster scores. It is also a tad better to wait if you can after the 180 days to be in an odd number month for the AR
OK I guess I will have to wait. What is a monster score? Like 800? I am right below mid 700's.
The thread I saw said high 700's like 780 and up. If memory serves me correct, it's also a manual review, possibly poi.