Request 2nd CLI from Navy after 180 days?

Anonymous · ‎09-26-2017

If you successfully received a CLI from Navy FCU after the initial 90 days, is it possible they will grant a 2nd CL after an additional 90 days have passed? The account balance is zero and only want to pad utilization.

Sandman771 · ‎09-26-2017

I believe that the second CLI is 180 days after the first successful one granted. With that being said sometimes a second card is a larger Sl than the CLI you received. They are a interesting bunch for sure. lol Goood luck in whatever you decide.

Starting Score: EQ497/TU496/EX 499
Currently: EQ 620 TU 654 EX 627
in the garden since 6/16/2021

Anonymous · ‎09-26-2017

From what Ive seen its 180 days after the 90 day cli, unless you have monster scores. It is also a tad better to wait if you can after the 180 days to be in an odd number month for the AR

Anonymous · ‎09-26-2017

OK I guess I will have to wait. What is a monster score? Like 800? I am right below mid 700's.

Anonymous · ‎09-26-2017

The thread I saw said high 700's like 780 and up. If memory serves me correct, it's also a manual review, possibly poi.