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Request CLI or PC first?

Valued Contributor

Request CLI or PC first?

It seems obvious that it would be "easier" to get a CLI on a less-desirable/easier to get card, but is that always true?  For instance, if someone wanted to do a PC from Freedom to Sapphire, would they be better off requesting a CLI on Freedom before going through with the PC?  Do CCCs typically offer you a higher CL when you PC?

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
3 REPLIES
Valued Contributor

Re: Request CLI or PC first?

I don't think it will make any differnce, you are still going to be in the same credit class, you just have a different rewards structure.  I PC'd to Freedom and I still have the same crappy terms as my old card, just better rewards.   Be forwarned, a CLI with Chase will cost you a hard.

New Contributor

Re: Request CLI or PC first?

Unless, of course, you get an auto CLI Smiley Very Happy

Wells Fargo Platinum Visa 05/2007 $1800 CL ----- AMEX Blue Cash Everyday 05/2008 $8500 CL ----- Best Buy CC 10/2010 $2500 CL ----- Chase Freedom Visa 01/2011 $3000 CL ----- Chase Southwest Rapid Rewards Visa Signature 07/2011 $5000 CL
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Valued Contributor

Re: Request CLI or PC first?

Alright, thanks for the input.  I have no intention of requesting a CLI with Chase, I was just curious (for when I do Smiley Happy)

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew