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Community Leader
Senior Contributor
laz98
Posts: 4,335
Registered: ‎09-06-2008
0

Requesting Lower APR on Subprime Cards

[ Edited ]
Anybody ever had any luck with this? The cards I'm referencing in particular are First Premier, CorTrust, & Orchard.

Also, I will be doing this for my girlfriend's card as well, which is with First Financial (don't really know if that is subprime or not).

Thanks for your input! :smileyhappy:


Edit: I should mention that I have been with each of these companies for at least 2 years.

Message Edited by laz98 on 09-19-2008 10:19 AM
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
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Re: Requesting Lower APR on Subprime Cards

I have seen HSBC lower APR's after a few months of clean payment history.
Community Leader
Senior Contributor
laz98
Posts: 4,335
Registered: ‎09-06-2008
0

Re: Requesting Lower APR on Subprime Cards

bit of an update:  i did get cortrust to lower my APR for 6 months (that's when my anniversary will be up).

 

guess it can happen!  :smileywink:

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Valued Contributor
stef37
Posts: 2,205
Registered: ‎12-06-2007
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Re: Requesting Lower APR on Subprime Cards

Congrats!

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