Requirements for American Express..

[09Lexie]

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@xgac12x wrote:

Lock in my MSD?

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Your Member Since Date

[xgac12x]

Okay. I am on the app now, I was looking and saw the rent or own option. I do not do either of both so what should I put?

[FinStar]

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@xgac12x wrote:

Lock in my MSD?

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MSD= Member Since Date

[xgac12x]

Got denied. I guess I will see why when the letter gets to my house. 

[FinStar]

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@xgac12x wrote:

Got denied. I guess I will see why when the letter gets to my house. 

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Sorry to hear.  They may be able to provide you with the reasons online.  You can check the AMEX application status once the system has refreshed the decision information > https://www262.americanexpress.com/eaol/welcome.do

[Thammer]

As you said YMMV but I got my first Amex charge with a score of 680 and tons of inquiries from getting a mortgage. They pulled only Ex for me as well. I think I had as many inquiries as you did but they were all mortgage shopping related over the course of a few months.

[Rackham94]

What is income and debt to income

[Omw800]

I would wait til April, you might get approved now but you dont want a really low limit 

[takeshi74]

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@xgac12x wrote:

So basically I really want an AMEX charge card..I dont know why but I would really like to get a relationship with them started. What are the basic requirements to get an AMEX? Pretty much just looking to get a charge card not a credit card with them.

Thanks

I have a 712 EX score, with 13 inq. (9 of them falling off in the end of April..7 in the end of feb)

Is there an certain income you need, etc?

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We can't tell you their exact criteria as we don't know them.  As with any creditor, your entire credit picture matters.  We do know that AmEx is inquiry sensitive and we can guess that 13 probably aren't going to be favorable for you unless you have a very strong credit profile to counterbalance the inquiries.

[Startome]

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@xgac12x wrote:

So basically I really want an AMEX charge card..I dont know why but I would really like to get a relationship with them started. What are the basic requirements to get an AMEX? Pretty much just looking to get a charge card not a credit card with them.

Thanks

I have a 712 EX score, with 13 inq. (9 of them falling off in the end of April..7 in the end of feb)

Is there an certain income you need, etc?

Thanks!

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I just wana say, this is 16 not 13 =)