Reply
New Contributor
Aspireto850
Posts: 109
Registered: ‎08-12-2012
0

Requirements for JP Morgan Select Visa?

Hi,

 

Does anyone have an idea of the credit score, salary needed for this card....or forthat matter anything thing else? I have a low limit Chase Freedom nuthigh CL on NFCU ( $7500) and just planning on which card I want next....in about 4 mos. I'm hoping to be across the 700 line by then.

 

Thx


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
Senior Contributor
jsucool76
Posts: 3,567
Registered: ‎12-11-2011
0

Re: Requirements for JP Morgan Select Visa?


Aspireto850 wrote:

Hi,

 

Does anyone have an idea of the credit score, salary needed for this card....or forthat matter anything thing else? I have a low limit Chase Freedom nuthigh CL on NFCU ( $7500) and just planning on which card I want next....in about 4 mos. I'm hoping to be across the 700 line by then.

 

Thx


AFAIK the JPM Select is no longer open to the public. 

Super Contributor
CS800
Posts: 6,550
Registered: ‎04-07-2008
0

Re: Requirements for JP Morgan Select Visa?


jsucool76 wrote:

Aspireto850 wrote:

Hi,

 

Does anyone have an idea of the credit score, salary needed for this card....or forthat matter anything thing else? I have a low limit Chase Freedom nuthigh CL on NFCU ( $7500) and just planning on which card I want next....in about 4 mos. I'm hoping to be across the 700 line by then.

 

Thx


AFAIK the JPM Select is no longer open to the public. 


+1

 

I wonder why they are still keeping it on their website. If you can't just apply for it, at least put a number to call or something like the Palladium.




Senior Contributor
jsucool76
Posts: 3,567
Registered: ‎12-11-2011
0

Re: Requirements for JP Morgan Select Visa?


CS800 wrote:

jsucool76 wrote:

Aspireto850 wrote:

Hi,

 

Does anyone have an idea of the credit score, salary needed for this card....or forthat matter anything thing else? I have a low limit Chase Freedom nuthigh CL on NFCU ( $7500) and just planning on which card I want next....in about 4 mos. I'm hoping to be across the 700 line by then.

 

Thx


AFAIK the JPM Select is no longer open to the public. 


+1

 

I wonder why they are still keeping it on their website. If you can't just apply for it, at least put a number to call or something like the Palladium.


I think I read that you can still apply for it at a branch, just not on the site. 

 

Zync is still on the amex site too, just can't app for it. They're trying to tease us. 

Super Contributor
CS800
Posts: 6,550
Registered: ‎04-07-2008
0

Re: Requirements for JP Morgan Select Visa?


jsucool76 wrote:

CS800 wrote:

jsucool76 wrote:

Aspireto850 wrote:

Hi,

 

Does anyone have an idea of the credit score, salary needed for this card....or forthat matter anything thing else? I have a low limit Chase Freedom nuthigh CL on NFCU ( $7500) and just planning on which card I want next....in about 4 mos. I'm hoping to be across the 700 line by then.

 

Thx


AFAIK the JPM Select is no longer open to the public. 


+1

 

I wonder why they are still keeping it on their website. If you can't just apply for it, at least put a number to call or something like the Palladium.


I think I read that you can still apply for it at a branch, just not on the site. 

 

Zync is still on the amex site too, just can't app for it. They're trying to tease us. 


ALright, at least put a note next to the card saying 'Apply through a branch only' ?

How would your normal average person know? :smileyhappy:




Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Requirements for JP Morgan Select Visa?


CS800 wrote:

jsucool76 wrote:

Aspireto850 wrote:

Hi,

 

Does anyone have an idea of the credit score, salary needed for this card....or forthat matter anything thing else? I have a low limit Chase Freedom nuthigh CL on NFCU ( $7500) and just planning on which card I want next....in about 4 mos. I'm hoping to be across the 700 line by then.

 

Thx


AFAIK the JPM Select is no longer open to the public. 


+1

 

I wonder why they are still keeping it on their website. If you can't just apply for it, at least put a number to call or something like the Palladium.


Here's a copy and paste of my post from the thread discussing the disabling of the JPM Select online app:

"Don't get too excited people. I spoke to my colleague in the JPMC credit department and he said the online app was taken down due to a slew of fraudulent apps. The scammers were targeting the JPM Select card because the hidden TL made it harder for people to detect identity theft. For now, you'll have to apply for a JPM Select card in person at a branch.

 

He said they are hoping to have the online application up soon, and that there were no planned changes to the rewards structure etc. He's a VP in the credit LOB so I'll believe him over a CSR/executive office employee."

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Super Contributor
CS800
Posts: 6,550
Registered: ‎04-07-2008
0

Re: Requirements for JP Morgan Select Visa?


bribro wrote:

CS800 wrote:

jsucool76 wrote:

Aspireto850 wrote:

Hi,

 

Does anyone have an idea of the credit score, salary needed for this card....or forthat matter anything thing else? I have a low limit Chase Freedom nuthigh CL on NFCU ( $7500) and just planning on which card I want next....in about 4 mos. I'm hoping to be across the 700 line by then.

 

Thx


AFAIK the JPM Select is no longer open to the public. 


+1

 

I wonder why they are still keeping it on their website. If you can't just apply for it, at least put a number to call or something like the Palladium.


Here's a copy and paste of my post from the thread discussing the disabling of the JPM Select online app:

"Don't get too excited people. I spoke to my colleague in the JPMC credit department and he said the online app was taken down due to a slew of fraudulent apps. The scammers were targeting the JPM Select card because the hidden TL made it harder for people to detect identity theft. For now, you'll have to apply for a JPM Select card in person at a branch.

 

He said they are hoping to have the online application up soon, and that there were no planned changes to the rewards structure etc. He's a VP in the credit LOB so I'll believe him over a CSR/executive office employee."


That settles that discussion :smileyhappy:




Valued Contributor
thom02099
Posts: 1,326
Registered: ‎08-30-2011
0

Re: Requirements for JP Morgan Select Visa?


Aspireto850 wrote:

Hi,

 

Does anyone have an idea of the credit score, salary needed for this card....or forthat matter anything thing else? I have a low limit Chase Freedom nuthigh CL on NFCU ( $7500) and just planning on which card I want next....in about 4 mos. I'm hoping to be across the 700 line by then.

 

Thx


In answer to OP's original question, my guess is that (when available)  you'd need to be over 700 and probably over 720 or 740.  They will likely pull EX. 

I just sneaked in with JP Morgan Select!   My EX FICO is 743, pristine history, salary over $65K.    Got my card middle of last month.  Initial CL $5000 will CLI at some later point, probably in 6 mo when I want to do some international travel and put it on that card.  No rush to CLI. 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Contributor
Pworld
Posts: 114
Registered: ‎12-29-2008
0

Re: Requirements for JP Morgan Select Visa?

This is top 3 on my bucket list of cards, so glad the motivation to obtain one is still there. But these days you have to act quick, never know when a product will not be available anymore. 

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/9K
Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012
0

Re: Requirements for JP Morgan Select Visa?

I think it's probably pretty similar to the Chase Sapphire Preferred.  So, you probably want to be at 700 FICO or higher with a decent income.  I read on here someone was approved for a Sapphire with a 690ish FICO and a $24K income, so you don't need to have a really great score or high income.  Of course, the Select could be a little tougher.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}