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Retiring Amex BCE?

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thelethargicage
Valued Contributor

Re: Retiring Amex BCE?


@john398 wrote:

@thelethargicage wrote:
Sallie Mae considers Walmart a grocery store. If in doubt, google "visa mcc search" and look up your local walmart. Visa and MC use the same merchant category codes.

Amex considers Walmart Neighborhood Market a grocery store.

so in effect I could but gift cards for walmart super center at my smaller Neighborhood Market?


Technically, yes, you could.


Message 11 of 18
BigBS
Senior Contributor

Re: Retiring Amex BCE?

Was there discussion with AMEX about why the Walmart was giving the 3%?

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 12 of 18
dearppl
Contributor

Re: Retiring Amex BCE?


@thelethargicage wrote:
Sallie Mae considers Walmart a grocery store. If in doubt, google "visa mcc search" and look up your local walmart. Visa and MC use the same merchant category codes.

Amex considers Walmart Neighborhood Market a grocery store.

That seems to be the case. I looked at my old Amex statements, and I was indeed getting 1% at walmart supercenter and 3% at neighborhood stores.

Message 13 of 18
trumpet-205
Valued Contributor

Re: Retiring Amex BCE?

Walmart uses multiple MCC. This is store dependant.

 

My local Walmart for example, categorize themselves as discount store. Walmart store across two towns a far categorize themselves as grocery store.

 

So if your AMEX doesn't see Walmart as grocery store, there is a chance that Salie card won't either.

Message 14 of 18
newUser0
Established Contributor

Re: Retiring Amex BCE?

Apply Blue Cash 5% on everything Gas, Grocery, and Pharmacy. Unlimited..

Message 15 of 18
UnknownDepths
New Member

Re: Retiring Amex BCE?

I get 5% at Walmart with Sallie Mae(grocery) but only 1% with BCE(discount store). Tried this at 3-4 stores and they are all this way in where I live(western PA). 

Chase CSP 6200| Discover 1500| Citi Forward 2400| Sallie Mae 2900| Amex Green| BoA BBR 900| US Bank 500|
Message 16 of 18
longtimelurker
Epic Contributor

Re: Retiring Amex BCE?


@newUser0 wrote:

Apply Blue Cash 5% on everything Gas, Grocery, and Pharmacy. Unlimited..


My favorite card, but need to include "after initial $6,500 per year", and it would run into the same Walmart Superstore problem.

Message 17 of 18
asulaw
Established Member

Re: Retiring Amex BCE?

This is because Walmart is not considered a grocery store in the eyes of Amex, period. They want something like Safeway, or Krogers (but I think I read somewhere at one time that was a problem too?). I think it is stupid because I do a lot of my shopping at Target, and again they don't consider it a grcoery store just department. 

Wells Fargo Student - $2,300 / Discover It - $2,000 / Chase Slate - $1,500 / Marriott Premier Rewards - $5,000 / Citi ThankYou Preferred - $2,000 / AMEX TrueEarnings - $1,200 / Target RedCard - $300

Total CL: $14,300
Util: 28%
Message 18 of 18
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