So heres the back story: This isn't technically a credit card, so if it needs to be moved, I understand.
Anyway, I was searching for motorcycle loans back before I knew anything about keeping track of my credit. I was looking at a honda/suzuki dealer and a brand new bike caught my eye for $8999. I applied for financing and they told me I was approved, but I would need a down payment bigger than the $1500 I had available. Turns out, not much bigger, but I didn't have any more cash at the time. I wound up settling for a MUCH better deal on an 04 model with 1200 miles for $5000. I caught the deal because it was a husband's bike in the wifes name and they were going through a divorce. Anyway, don't want to bore you all with the details.
So now I'm keeping up with my credit, and it turns out those PUSHY AS HELL salesmen, instead of just running my CR and seeing if I qualified for financing, they actually opened me a $6000 revolving TL that is currently open on my report. Is this normal? Can they do that? I only meant to give them permission to check my reports, not open an account. I guess they figured if I had an account already open and they swindled me into the bike they were pushing at me then they could get me out quick. I didn't take the bait and walked, so now I have this open account.
Should I close it, or do anything? Should I be upset, or is this something that happens often? It's helping my utilization.... but soon I'm gonna have all my cards paid off anyway so I won't need the extra CL