thrasher865 wrote:I don't know. I can't afford to pull my reports. I'm a poor fico addict.It is factored into my utilization, because the report that came at the start of my SW trial showed my utilization at 10%, which work out to be my $750 balance divided by my $1100 limit + $6000.
thrasher865 wrote:nah, I've already pulled all three within the past year. I've been concerned with my credit for a while, but only recently addicted. I was browsing for a place to purchase a score to see where I stood when I stumbled on scorewatch and decided I could afford $90 for a year so I signed up for the trial to see if it was all it was cracked up to be. That's when I stumbled on the forums.... the rest is history.