Credit Cards Center Credit cards from our partners
Reply
New Contributor
Posts: 72
Registered: ‎01-12-2008
0

Reward/ Cash Back card- what's your favorite?

We need to furnish our new house in a few months and will be making a few big puchases.  We have money to pay for it in cash, but wanted to see if anyone has a good recommendation for a reward card to "run it through" to get some points or cash back.  Thanks! 
I'm a homeowner! Woop woop-
Epic Contributor
Posts: 25,801
Registered: ‎10-23-2007
0

Re: Reward/ Cash Back card- what's your favorite?

American Express Charge Card - since you can pay it off when bill comes
Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
0

Re: Reward/ Cash Back card- what's your favorite?



teamllovern wrote:
We need to furnish our new house in a few months and will be making a few big puchases.  We have money to pay for it in cash, but wanted to see if anyone has a good recommendation for a reward card to "run it through" to get some points or cash back.  Thanks! 


How is your credit?  Relevant card recommendations are going to depend on that.
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Valued Contributor
Posts: 1,754
Registered: ‎11-03-2007
0

Re: Reward/ Cash Back card- what's your favorite?

PenFed CashBack Visa Platinum. 5% on gas, 25 oon groceries and 1.25% on the rest of purchases
IN VINO VERITAS.
New Contributor
Posts: 72
Registered: ‎01-12-2008
0

Re: Reward/ Cash Back card- what's your favorite?

DH's all above 720 mine EX670 EQ640 TU635
I'm a homeowner! Woop woop-
Moderator Emeritus
Posts: 16,385
Registered: ‎03-12-2007
0

Re: Reward/ Cash Back card- what's your favorite?

Amex Plat
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Reward/ Cash Back card- what's your favorite?

Chase Freedom! 3 percent back on your top 3 spending categories each month, and 1 percent on everything thereafter.
Here we go again...
Highlighted
Established Contributor
Posts: 672
Registered: ‎07-05-2008
0

Re: Reward/ Cash Back card- what's your favorite?

AmEx Gold or Platinum if you're looking for a keeper. If you've got several accounts and cards with Citibank, I think they have a rewards cards that gives you points for spending on home repair, but it wouldn't be worth it unless you had points coming in from their other products and services (You get free points just for having accounts with them: Checking, savings, CDs, credit cards, etc., not to mention some of the credit cards give points for spending).
 
If I was making decent money I'd go for the AmEx Platinum though. Great bonus points offer for signing-up and then there's a good points return on spending.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.