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New Contributor
teamllovern
Posts: 72
Registered: ‎01-12-2008
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Reward/ Cash Back card- what's your favorite?

We need to furnish our new house in a few months and will be making a few big puchases.  We have money to pay for it in cash, but wanted to see if anyone has a good recommendation for a reward card to "run it through" to get some points or cash back.  Thanks! 
I'm a homeowner! Woop woop-
Epic Contributor
Creditaddict
Posts: 21,678
Registered: ‎10-23-2007
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Re: Reward/ Cash Back card- what's your favorite?

American Express Charge Card - since you can pay it off when bill comes
Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007
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Re: Reward/ Cash Back card- what's your favorite?



teamllovern wrote:
We need to furnish our new house in a few months and will be making a few big puchases.  We have money to pay for it in cash, but wanted to see if anyone has a good recommendation for a reward card to "run it through" to get some points or cash back.  Thanks! 


How is your credit?  Relevant card recommendations are going to depend on that.
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007
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Re: Reward/ Cash Back card- what's your favorite?

PenFed CashBack Visa Platinum. 5% on gas, 25 oon groceries and 1.25% on the rest of purchases
IN VINO VERITAS.
New Contributor
teamllovern
Posts: 72
Registered: ‎01-12-2008
0

Re: Reward/ Cash Back card- what's your favorite?

DH's all above 720 mine EX670 EQ640 TU635
I'm a homeowner! Woop woop-
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
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Re: Reward/ Cash Back card- what's your favorite?

Amex Plat
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
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Re: Reward/ Cash Back card- what's your favorite?

Chase Freedom! 3 percent back on your top 3 spending categories each month, and 1 percent on everything thereafter.
Here we go again...
Established Contributor
jaybird201
Posts: 672
Registered: ‎07-05-2008
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Re: Reward/ Cash Back card- what's your favorite?

AmEx Gold or Platinum if you're looking for a keeper. If you've got several accounts and cards with Citibank, I think they have a rewards cards that gives you points for spending on home repair, but it wouldn't be worth it unless you had points coming in from their other products and services (You get free points just for having accounts with them: Checking, savings, CDs, credit cards, etc., not to mention some of the credit cards give points for spending).
 
If I was making decent money I'd go for the AmEx Platinum though. Great bonus points offer for signing-up and then there's a good points return on spending.

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