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Valued Member
Binks
Posts: 40
Registered: ‎05-28-2008
0

Reward Zone MC preapproval site

Ive been reading on a couple different threads that people have done an online pre-selector for the RZMC.  I have been successful in finding where to apply for the card, but haven't found a place to do the pre-selector to determine which version I might qualify for.  Im familiar with HSBCs online app system where it asks you basic questions then returns cards that you qualify for, but it doesnt seem to offer that option on the RZMC app site.  Can someone point me in the right direction?

 

Thanks!

Frequent Contributor
Woolfman
Posts: 498
Registered: ‎01-29-2009
0

Re: Reward Zone MC preapproval site

[ Edited ]

i dont believe i have ever seen a preapproval for them . I know alot of us have either gotten a counter offer when applying for the bestbuy store card or like me when i applied for the store card they asked me if i wanted to get the RZMC also.

 

 

But the post below proves there is! :smileyhappy: hehe 

Message Edited by Woolfman on 12-14-2009 10:27 AM

Starting Score: 680
Current Score: 761 From 12/11/2013
Goal Score: 800


Established Contributor
okstatefan5945
Posts: 517
Registered: ‎04-13-2009
0

Re: Reward Zone MC preapproval site

Just did this myself last week. You are looking for :

 

https://www.hsbcapply.com/start/rewardzonemastercard?media=B5IM29H20061100001EM

 

After I apped and checked status it said unable to complete we will contact you by mail within 10-14 days. Checked it daily and same for three days. Then on third day checked and Congratulations you have been approved with a credit limit of $300. Not much but I was happy with it. AM going to negotiate when I activate and try to get higher CL.

 

Good Luck

----------------------------------------------------------------------------------------------
2011 Credit Goals
1. No Lates
2. Join the 700 club
3. No inquiries
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Established Contributor
cdtotten
Posts: 951
Registered: ‎05-27-2009
0

Re: Reward Zone MC preapproval site

So using the link you provided, they will not perform a hard pull?

Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


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Valued Member
Binks
Posts: 40
Registered: ‎05-28-2008
0

Re: Reward Zone MC preapproval site

Thanks very much Okstate...!

 

When I did it, it says Im qualified for the Reward Zone Platinum with no annual fee.  Is that a decent product?

 

New Contributor
reereetx
Posts: 81
Registered: ‎05-28-2009
0

Re: Reward Zone MC preapproval site

I tried the link above...got the following message:

We are unable to complete your request with the information provided. Valid information is required for us to recommend the credit card that best fits your needs and/or credit profile.

Contributor
Mizu
Posts: 78
Registered: ‎11-17-2009
0

Re: Reward Zone MC preapproval site


cdtotten wrote:
So using the link you provided, they will not perform a hard pull?

I tried it out just for fun and got this message:

 

Congratulations! The information you provided us
has pre-qualified you for the following credit card offer(s).

 

 

There was a button to "apply for this card" (which I didn't press) below it so I'm pretty sure it doesn't do a hard pull until you press that button.  Just like the Orchard Bank website does, I believe.  I was pre-qualified for a Platinum card, FWIW, in case anyone was wondering.  

Epic Contributor
Creditaddict
Posts: 20,029
Registered: ‎10-23-2007
0

Re: Reward Zone MC preapproval site

I just did the pre-approval and was offered a card, I applied and was denied due to "unsatisfactory performance on HSBC card" which is true, I had one in my BK but I currently hold a Sears Mastercard through HSBC which I just got 3 months ago so what gives!
Fico Scores: EQ 673 DCU, TU 678 Wally, EX 669 Chase(08-31-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 45 Cards in between :smileytongue:
Established Contributor
okstatefan5945
Posts: 517
Registered: ‎04-13-2009
0

Re: Reward Zone MC preapproval site

To those looking yes the first part is a soft pull. Then it will go to an offer screen. It may give you offers and it may give you something like no offers available as one poster above had. This is all soft. You then select the product you wish to apply for and hit submit and that generates the hard pull for final approval/decline mode and credit limit setting. My app showed the 10-14 day message for three days before my approval showed. So if you get that after apping keep checking.

 

For the poster that got the platinum no annual fee offer that is the best Reward Zone MC offer you can get. The only thing better is the store card.

 

THe 4 levels are :

 

Platinum No Annual Fee

Gold No Annual Fee

Gold w/ Annual Fee and higher interest

Secured Card

 

So the platinum is your best.

----------------------------------------------------------------------------------------------
2011 Credit Goals
1. No Lates
2. Join the 700 club
3. No inquiries
----------------------------------------------------------------------------------------------
Established Contributor
okstatefan5945
Posts: 517
Registered: ‎04-13-2009
0

Re: Reward Zone MC preapproval site


reereetx wrote:

I tried the link above...got the following message:

We are unable to complete your request with the information provided. Valid information is required for us to recommend the credit card that best fits your needs and/or credit profile.


 

It sounds like you may have entered something wrong. I would try it again and double check everything you enter. Since you already have a card with them it shouldnt be hard for them to find your info if it was all entered correctly and its only a soft pull until you choose an offer so trying again wont hurt anything. If you put it all in correct and get the same message you may be able to call and see if they can figure out whats going on.
----------------------------------------------------------------------------------------------
2011 Credit Goals
1. No Lates
2. Join the 700 club
3. No inquiries
----------------------------------------------------------------------------------------------

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