Reward Zone Mastercard got a little cut

[CS800]

Ah I cant wait to do this to my BBRZMC

I have had the card for 3 years and always PIF.

My credit limit is $300 with an AF of $59. Never once did I get a CLI. I even asked about 4 times in the last 2 years.

So I can't wait to get rid of this card. I keeep it because I keep 3 credit cards open but only spend minimally on one.

Good for you

[MagicShot]

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@mxp114 wrote:

I had a Gold RZMC since 2/2011 with a $500 CL and $59 AF. I tried for CLI last month at the six month mark and was told they are not processing any. So I applied for a new card today and was approved for a Platinum RZMC with $5,000 and $0 AF. I'm so thrilled. So should I close the $500 CL card or keep it open? I was thinking keeping it open until 1/12 for 12 months of tenure.

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Closing it now will not make a difference on tenure because it will report on report for the next 10 years and still add to your AAoA. will only affect your utilization but 500 should affect your Util that much.