Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
0

Re: Rewards CC for telephone?

[ Edited ]

Chase Ink Classic/Cash gives 5% CB on phone/internet/cell. You can apply a business CC under sole proprietorship, and anyone can be a sole proprietor. AMEX SimplyCash also offers 5% CB but AMEX loves to do FR on its business card, so I'd avoid it.

 

If you have AT&T service you can get Citi/AT&T card and enjoy 5% discount (10% for the first year), but it needs matched spending. So I need to pair $100 phone bill with another $100 on non-AT&T purchase.

 

Zync connect pack limits $5K spending per year, and with $20 AF, your theoretical maximum return is less than 2%.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Senior Contributor
Posts: 3,345
Registered: ‎05-05-2011
0

Re: Rewards CC for telephone?

Maybe I'll get Chase Ink in the future. Right now, I don't want to sink my AAoA any more than I already have with the new cards from the 1.5 yrs of rebuilding. Also, I'm feeling kind of overwhelmed juggling the cards I have and totally paranoid that I'm going to forget a due date! I am also trying to maximize my % rewards, though, as well. Maybe Chase Ink would be a good card to add next year. I'm also liking Priceline Visa with 2x points on everything. I think I'm starting a list of CCs to app for in the future. Smiley Happy

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
Posts: 855
Registered: ‎06-29-2010
0

Re: Rewards CC for telephone?

Not bonus categories, but any card that has a standard rate above 1%.

 

  • 2% - Priceline Visa, Fidelity Amex
  • 1.5%-2% - Various Capitol One cards
  • 1.25%-1.75% - Various PNC cards

It's not cashback, but the Amex Hilton card has home and wireless phone as a bonus category (6 points/$). Plastic IQ values each Hilton point at $0.0043, making the card an effective 2.58% cashback (FYI -- This card has no annual fee).

 

Valued Contributor
Posts: 2,489
Registered: ‎01-22-2012
0

Re: Rewards CC for telephone?


stan_the_man wrote:

Not bonus categories, but any card that has a standard rate above 1%.

 

  • 2% - Priceline Visa, Fidelity Amex
  • 1.5%-2% - Various Capitol One cards
  • 1.25%-1.75% - Various PNC cards

It's not cashback, but the Amex Hilton card has home and wireless phone as a bonus category (6 points/$). Plastic IQ values each Hilton point at $0.0043, making the card an effective 2.58% cashback (FYI -- This card has no annual fee).

 


If you use your HIlton points well (AXON, GLON at Cat6/7s) you can get 0.6-0.8 cents out of each.
EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Senior Contributor
Posts: 3,345
Registered: ‎05-05-2011
0

Re: Rewards CC for telephone?

Darn! I wish I had known about the Fidelity Amex before I apped for Citibank's Dividend card last week. It would have been a great card for my BT and also for future rewards. I'm afraid if I app now my FICO will drop a lot and my other CCs may get nervous.

 

Does anyone know how hard/easy it is to qualify for Fidelity Amex if you don't have an acct w/them?

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.