Credit Card Center Advertiser Disclosure†
08-18-2011 07:48 PM
I have a question that I can't really seem to nail down. I got the blue cash card back in Feb. of this year, so far I have put $48k through the card.Just wondering if Amex has another card that I could benefit more from, as far as rewards. I enjoy the 5% at gas stations and grocery stores, but honestly don't spend enough in those categories to really reep the full potential of those benefits.I was thinking of going for the Gold PR card, but the whole point thing confuses me.I also thought of the platinum, but can no way justify the annual fee.If any of you more experienced members can give me some thoughts I'd really appreciate it.I'm looking for a card that gives cash back or can redeem points for cash back.Thanks in advance.
08-18-2011 08:16 PM
What do you spend the most money on? I think the Blue Cash cards are the best everyday cards for cash back, but if you spend a lot of money on a certain category you can certainly find something with a higher cash back rate for it.
08-19-2011 12:37 PM
You could get a straight 2% cashback using this debit card if you funded the checking account appropriately.
Do any of your purchases fall within Amex's OPEN savings categories for business cards?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.