I would recon it since you have a pretty good profile. Just explain why you needed the last card and why this one is needed too, and I think you'll be okay.
If I were in your shoes I would definitely call back tomorrow and speak with another credit analyst and I hope you end up getting an analyst that will reconsider and help. I wish you the best of luck.
Your next recon: "I think Barclays is a great partner to have in my credit portfolio and your Sallie Mae card hits the sweet spot in what I look for in a bank. I have a fantastic credit rating as you can see and yes I opened the BoA card last week thinking that they would be a good strategic partner in my portfoilio as well." Say nothing more unless asked more questions. He who speaks first after the pitch is made loses....
great scipt to follow ^. I'm not sure what it is, but they were very hard on my CLI request as well. Seemed like he was going to say yes and then came back with a similar 6 month message. This was rep #2 on the day. The first one said that the only option was a HP even though my app was just on Friday. Second didnt do a HP, but didnt give me the increase
Looking for advice on this lender. App'd last night for the Sallie Mae and denied
On recon this morning the Credit Analyst "almost" passed it thru citing the usual crap, " why are you looking for new credit"? I simply stated it looked to be a very useful 5% personal gas/groceries rewards card and i had no problem with their low monthly cap. She was about to make it a go then stopped herself in mid-sentence and said they would want to see 6 months history on my newest card first, a BOA approved just last week. My scores are 710 avg maybe better now, no BK, no derogs, AAoA crappy right now of course.
But my question is should i try to re-recon the recon borderline denial and hope for a better outcome or is Barclay's recon a one time mission and out.
Kinda wanted this card for the obvious but was surpringly shocked they shot it down on recon.
This surprises me a bit. Was your new tradeline already reporting on the report they pulled or did they see the HP? I thought Barclay was a surefire TU pull and BofA mostly an EX pull.
Either way, sorry for your denial.