Hi there, was j/c Mister, have you by chance had any luck in the past with having Citi waive the Citi AAdvantage Platinum Select card AF, just wondering?
Again you sir are certainly an inspiration to us all! 
@galahad15 wrote:Hi there, was j/c Mister, have you by chance had any luck in the past with having Citi waive the Citi AAdvantage Platinum Select card AF, just wondering?
Again you sir are certainly an inspiration to us all!
I waited for your response all day LOL
Isn't this crazy? I can't believe how awesome this is!
@Anonymous wrote:Holy sweet jesus jumpin jezebel jehosaphat!!!!!!!!!!!!!!!!!!!!
I think you have the best APR on the forum!!!!
Nope, I have an old BOA card that is 0% + prime. Can't really beat that. 
@Anonymous wrote:
I waited for your response all day LOL
Isn't this crazy? I can't believe how awesome this is!
Lol thx jfriend33, & yes agreed 100%, I am also extremely delighted to hear about Mister's amazing accomplishment there!
@Anonymous wrote:
@Anonymous wrote:Holy sweet jesus jumpin jezebel jehosaphat!!!!!!!!!!!!!!!!!!!!
I think you have the best APR on the forum!!!!
Nope, I have an old BOA card that is 0% + prime. Can't really beat that.
Arghhhh noooo don't steal my shine solongtj lol. 
@galahad15 wrote:Hi there, was j/c Mister, have you by chance had any luck in the past with having Citi waive the Citi AAdvantage Platinum Select card AF, just wondering?
Again you sir are certainly an inspiration to us all!
Lol thank u, thank u.... u making a dude blush so hard here lol... But yeah good question, thing is I never really considered asking for the annual fee be waived. I appreciate you brought this up cos mine is due like next month or thereabout, so I'm gonna try see what I can pull off. I'll definitely keep u in mind and let u know what's up aight... Good looks 
@pip3man wrote:
@ScoreOrBeScored wrote:
@pip3man wrote:
@ScoreOrBeScored wrote:wow, great job...I'm jelly !!
do you mind posting your routine and what card it is ?
which product ?
how often did you ask ?
chat or phine call ?
Fico score ore and inquiries?
if it's not too much to ask
Lol I'm gonna have to charge you $20 for each questions answered. But yeah I'm happy to share:
The card is the AAdvantage Platinum Select. I'm not sure what u meant by routine, as in what way? If u could elaborate on that I'll provide the details.
Citi AAdvantage Platinum Select World Elite MasterCard
In the past I asked and received the reductions in intervals of 2-3weeks and/or 2 months apart. After my last reduction in August 2015, I think I hit a ceiling and none of my subsequent request were ever approved until yesterday.
All the reductions I received were through online chat with the exception of yesterday that was a phone call.
FICO scores I honestly have no idea what it currently is but I know it's probably on the low end cos my utilization is now sitting at 34%. Tons of inquiries from my app spree early last year (ranging from 14 - 26 depending on the bureau) and new accounts but zero negatives.
Damn just felt like I finished an interview lol... Anyway I'll be sending my bank details to u shortly so u can remit the payment
Thank you so much for the details ....... When I said routine I meant your pattern of asking which you did answer correctly
you ou sound like me calling Amex very 2 weeks asking for a reduction.lol my BCE is at 6.74%. Lol and my simply cash at 13.24 and still
on 0% promo (the SC is )
reason on I asked is because I just got a Prestige in January and a premier in Feb.
i got apr reduction on premier via chat before I even got the card. Lol
okay send me your bank account info and I'll pay you. Lol....
lmaoo cant be mad at u for calling AMEX every 2weeks... I be doing the same damn thing especially when boredom hits... lol I be on that fone calling all my creditors that I could think of lmaoo. Now u mentioned the Prestige, I actually got the APR on mine lowered during that same call yesterday though it wasnt as substantial as the AA Platinum. Went from 15.24 to 13.24%.... you bet I'll be sending my account info right away hahaha. Enjoy those incredible low rates u gat on ya AMEX, I'm jealousl!!
Recently got amex reduced on bcp to 10.49 and simplycash to 12.49, am downgrading Barclays aviator to arrival, since my needs are changing. I do the amex reductions via chat, barclays via phone. Think I might move some limit to sallie Mae, or wait till mortgage close, apply for ring, and close out arrival. Cap one on chopping block.
@Anonymous wrote:
@Anonymous wrote:Holy sweet jesus jumpin jezebel jehosaphat!!!!!!!!!!!!!!!!!!!!
I think you have the best APR on the forum!!!!
Nope, I have an old BOA card that is 0% + prime. Can't really beat that.
So the two of you are nearly tied for the lowest APR. Any one else?