07-23-2008 08:10 PM
Chase Flexible Rewards Visa - $3,500 CL - Pulled EX
Discover More - Denied - Pulled TU
****I was counter offered the HSBC Direct Rewards Discover w/ no additional pulls and accepted the offer. I got a $1,900 CL.
BoA Platinum Plus Mastercard - $3,000 CL - Pulled EQ (under FIA)
I also applied for an Amex One card, but was denied and my CR wasn't pulled. I'm already a cardholder and apparently my internal score wasn't good enough. My offer to pay over time on my charge cards was "suspended". Considering I regularly paid a few grand a month to them, and PIF'd every time, I don't really know what that was about. I guess my balances were too high even though I PIF monthly? I wrote them a complaint letter I didn't hear back on specifically, but got a form letter that said "WE ARE NOW PLEASED TO OFFER YOU THE OPTION TO PAY OVER TIME!" for both accounts a few weeks later - LOL. Now I have too many new acct's though, so I won't be reapplying for that card.
07-23-2008 09:01 PM
07-23-2008 09:21 PM
07-23-2008 09:31 PM
Do tell about this. Did you call? Just got approved for Discover More and would like to know how to treat it with respect to CLI in the future.
Fred2280 wrote:CLI with Discover More from 1500 to 4500 (have card about a year)
07-23-2008 11:22 PM
07-24-2008 08:07 AM
07-24-2008 08:27 AM
Fred2280 wrote:UpUpUp... I actually just emailed cs from the account website and asked for a cli with some brief fico info. and hhi. Got the increase within a day. I would like a BT but none has been offered. I got a Discover More a few years ago with a CL at 8000, 0% contingent on 2 purchases a month. I was approved with worse scores than now.BTW... I'm in NYCiti Premier Pass (pulled TU & denied at 722)Blue from Amex pulled EX (denied at 706)Chase Plat. Visa approved & pulled EX
07-24-2008 11:15 AM - edited 07-24-2008 11:15 AM