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Established Member
daggy0001
Posts: 21
Registered: ‎06-20-2008
0

Re: Roll call, please...

Chase Flexible Rewards Visa - $3,500 CL - Pulled EX
Discover More - Denied - Pulled TU
****I was counter offered the HSBC Direct Rewards Discover w/ no additional pulls and accepted the offer.  I got a $1,900 CL.
BoA Platinum Plus Mastercard - $3,000 CL - Pulled EQ (under FIA)

I also applied for an Amex One card, but was denied and my CR wasn't pulled.  I'm already a cardholder and apparently my internal score wasn't good enough.  My offer to pay over time on my charge cards was "suspended".  Considering I regularly paid a few grand a month to them, and PIF'd every time, I don't really know what that was about.  I guess my balances were too high even though I PIF monthly?  I wrote them a complaint letter I didn't hear back on specifically, but got a form letter that said "WE ARE NOW PLEASED TO OFFER YOU THE OPTION TO PAY OVER TIME!" for both accounts a few weeks later - LOL.  Now I have too many new acct's though, so I won't be reapplying for that card.

7/16/08: TU 667/EQ 692/EX 700 (TU feels like being a rebel I see...)
6/20/08: TU 714/EQ 681/EX 692
Established Contributor
contractor
Posts: 697
Registered: ‎03-09-2008
0

Re: Roll call, please...

Well, once off the wagon, I figured what's one more drink?

Since I had some mini-luv from Chase on the Kohl's yesterday, I apped the Circus City Rewards Visa tonight. Got a 7-10 message and figured they'd seen enough of me. Phone rings, Chase, Nexis nosy questions, I pass, $1,500. CL card is headed your way. I ask, Visa? Nope, store card. Oh well, better than a stick in the eye. EQ score watch didn't trigger (surprise) so not sure they pulled them but it's at 667 if they did. BK7 in 2003. I intend to be very nice to Chase, maybe they will let me have a real card someday. I'm done. Back on the wagon.
/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\

"No good deed goes unpunished"




There is nothing more simple, nothing more complex than the relationship between Country Boy and Dog.
New Contributor
Fred2280
Posts: 65
Registered: ‎03-05-2008
0

Re: Roll call, please...

7/23/08: TU 722/ EQ 706/ EX 692
 
Denied for Citi Premier Pass
Denied for Blue from AMEX
CLI with BofA( World Points Visa)from 18500 to 22200 (was old MBNA, LL Bean-have card 3 years)
CLI with Citi Plat. Select from 11800 to 13800 (have card 13 years)
CLI with Discover More from 1500 to 4500 (have card about a year)
Approved for Chase Platinum Visa for 4000
 
 
Waiting from BofA (need more time) for a Signature Visa with hopefully a good BT.
Senior Contributor
UpUpUp
Posts: 3,017
Registered: ‎06-03-2008
0

Re: Roll call, please...



Fred2280 wrote:
CLI with Discover More from 1500 to 4500 (have card about a year)
 


Do tell about this. Did you call?  Just got approved for Discover More and would like to know how to treat it with respect to CLI in the future. :smileywink:
Contributor
greekjim
Posts: 93
Registered: ‎07-29-2007
0

Re: Roll call, please...

Got a CLI from 2k to 4k from Chase on Monday, they pulled TU
EQ- 727 5/12/10
TU- 746 5/12/10
Regular Contributor
Laurenlou
Posts: 143
Registered: ‎05-29-2008
0

Re: Roll call, please...

I'm boring and too chicken to go on an apping spree until I hit 650.
 
So this is what I've done in the last month:
 
1. First Premier (got that tempting offer in the mail): approved, $250, 9.9%
2. Crown Jewelers: $2500, just received my earrings today, waiting on it to show on CR's.
 
See, I'm boring!!  :smileyhappy:
New Contributor
Fred2280
Posts: 65
Registered: ‎03-05-2008
0

Re: Roll call, please...

UpUpUp... I actually just emailed cs from the account website and asked for a cli with some brief fico info. and hhi. Got the increase within a day. I would like a BT but none has been offered. I got a Discover More a few years ago with a CL at 8000, 0% contingent on 2 purchases a month. I was approved with worse scores than now.
 
BTW... I'm in NY
Citi Premier Pass (pulled TU & denied at 722) 
Blue from Amex pulled EX (denied at 706)
Chase Plat. Visa  approved & pulled EX   
Senior Contributor
UpUpUp
Posts: 3,017
Registered: ‎06-03-2008
0

Re: Roll call, please...

Thanks, Fred. Very helpful to know.

Fred2280 wrote:
UpUpUp... I actually just emailed cs from the account website and asked for a cli with some brief fico info. and hhi. Got the increase within a day. I would like a BT but none has been offered. I got a Discover More a few years ago with a CL at 8000, 0% contingent on 2 purchases a month. I was approved with worse scores than now.
 
BTW... I'm in NY
Citi Premier Pass (pulled TU & denied at 722) 
Blue from Amex pulled EX (denied at 706)
Chase Plat. Visa  approved & pulled EX   



Frequent Contributor
AlishaR
Posts: 358
Registered: ‎12-23-2007
0

Re: Roll call, please...

[ Edited ]
7/3- EQ- 642

Chase- originally denied because of too many inquiries- reconned the same day as app and approved for 2K :smileywink: They sure do ask a lot of questions. haha

Message Edited by AlishaR on 07-24-2008 11:15 AM
7/3/08- EQ= 642
UTIL=98% (12/07) 87%((4/08)-41%(5/08)-29%(06/08) GOAL- >9% by 12/08

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