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Roll call, please...

Established Contributor

Roll call, please...

If you would be so kind, if you recently applied for credit (last two weeks), could you please share who, approved/denied, which CB was pulled and any other information that might help us non-concordusercenter members. Smiley Happy

Message Edited by Math_Rocks on 07-23-2008 01:14 PM
Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.
Message 1 of 29
28 REPLIES
Established Contributor

Re: Roll call, please...

I was approved for another Wamu Platinum Visa card with a 1300 dollar initial limit this week.  I am pretty sure that they pulled TU.  I also applied for Bill Me Later (CHASE) to buy a airline ticket, but I was denied.  And I have a Chase Platinum Visa.


Message Edited by landocalrissian on 07-23-2008 11:15 AM
I would really like to purchase a new Millineum Falcon with my WAMU (oops Chase card)!!!! But first I need a decent credit limit.
Message 2 of 29
Established Contributor

Re: Roll call, please...

Was approved for a Chase CLI on Recon from $300 to $1,000.  Pulled EQ.  Don't know score.  Not a new card, but related since they did a pull.
FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
Message 3 of 29
Established Contributor

Re: Roll call, please...

Here's my info:

Juniper Sea Miles, approved 3K, TU
Barnes & Noble, approved 2K, TU
WaMu, approved 8K, assume TU but doesn't show yet
CCCU, declined, EX

My scores: EQ 670 (at time of app, now 665), EX 624, TU 674 (according to WaMu)

DH:
Barclay's U.S. Airways, approved 3K, TU
CCCU, declined, EX (applied jointly)
Fidelity, declined due to BK (over 7 yrs old), EX --- we're considering trying a recon

His scores: EQ 668, EX 651, TU 689 (according to Providian - last month)

Message Edited by Math_Rocks on 07-23-2008 01:18 PM
Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.
Message 4 of 29
Frequent Contributor

Re: Roll call, please...

Okay so I went on an App Spree...
 
Chase Freedom- Declined originally, Recon'd approved for $1000 Pulled EQ and TU
Hooters- $1000- Pulled EQ
WaMu- $2500 (Pre-app) Pulled TU
BofA- $500 Pulled EQ
CapOne- $1000 Pulled all 3
Macy's- $100 Pulled EX
Crown Jeweler's- $2500, No pull
 
Okay, Question here, what is the concord user center member... how do I become a memeber?
Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!


Take the FICO Fitness Challenge
Message 5 of 29
Valued Contributor

Re: Roll call, please...

Chase Freedom Plus Signature (didn't really WANT siggy) 6500. Pulled EQ 
 
National City's Lifespring Visa 10k.  Pulled TU
 
 
 
Message 6 of 29
Moderator Emeritus

Re: Roll call, please...

Citi Platinum Amex
EQ 721 with 0 INQs, 10 new accounts, 1x60, 2x90, all five years old
Approved for $11K revolving access line (card has no preset limit)
 


Message Edited by cheddar on 07-23-2008 11:30 AM
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 7 of 29
Established Contributor

Re: Roll call, please...

Fidelity Rewards Visa - FIA Card Services - Approved - 5k CL
American Express Delta SkyMiles Gold - American Express - Approved - ???
Discover More - Discover - Approved - 1k (Applied for CLI upon activation and got it bumped to 1350)
Navy Federal nRewards Visa - Navy Federal Credit Union - Approved - 1k CL
GAP Card - GE Money Bank - Approved - 200 CL
J.Crew Card - World Financial Network National Bank - Approved - ???


Message Edited by jaybird201 on 07-23-2008 04:38 PM
Message 8 of 29
Regular Contributor

Re: Roll call, please...

Citi AA Plat Select World MC-EX (700+++) $8,000
American Express Gold Rewards Plus-EX (700+++) No Pre Set Limit
Discover Miles-TU (700+++) $3,500
 
 
Message 9 of 29
Established Contributor

Re: Roll call, please...

Here's my contribution to the Roll Call: Smiley Happy
 
Navy Federal CU - NAVChek Line of Credit - $2,000 - Current Rate 12.5%
Navy Federal CU - Signature Loan - $5,000 - Approved @ 12.25%
 
** I applied for both products on Monday, July 21st
** I was approved for both products on Tuesday, July 22nd
** Navy Fed deposited the Sig Loan proceeds into my NFCU savings acct
on the same day I was approved
** Navy Fed pulls Equifax exclusively
** My score at the time of approval was 671
 
 
CanDo
 
"The right attitude is everything"
Message 10 of 29