NRB, exactly. You could charge for a few days, than pay. Wait 4 - 5 days for available funds to be restored, than repeat the same process two more times. These 3 payments would all be free. You would pay a few bucks in interest, but being the CL would most likely be no more than 400., it would not be much. But all this is a real pain in the ass. That's why I say you can't use this card as an everyday CC. I have my 7.99 Netflix recurring bill charged to this card, and than immediately make a payment. That's it. Super easy and simple. But I have alot of other CC's and don't need this card anymore for daily transactions. I would close it, but being I paid the 89.00 AF, I feel I need to get my year's worth out of it. I'll definitely be closing it prior to next year's AF.
