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Regular Contributor
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Registered: ‎10-14-2013
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SDFCU Question

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I'm looking to join SDFCU so i can apply for one of there cards. They only way for me to join if thru american consumer council. Do i need to donate to them first? Membership is only $15 for a lifetime or will SDFCU auto enroll me once i apply for a membership? I'm confused lol


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Established Member
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Registered: ‎09-12-2013
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Re: SDFCU Question

No donation required.  There is a place when joining ACC that explicitly asks you if you are doing this to qualify for SDFCU (or some others, I think.)

I joined last year to get an SDFCU credit card, didn't pay ACC anything and have never heard from ACC again.

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Re: SDFCU Question


frugal47374 wrote:

No donation required.  There is a place when joining ACC that explicitly asks you if you are doing this to qualify for SDFCU (or some others, I think.)

I joined last year to get an SDFCU credit card, didn't pay ACC anything and have never heard from ACC again.


+1 i did the same thing a few months ago and they did not charge my CC anything but i did have to put in my CC #..... Once you join SDFCU and become a member  they won't charge you

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 829 (04/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 15 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 829 *** EX 821 ***
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Re: SDFCU Question


Wade64 wrote:

frugal47374 wrote:

No donation required.  There is a place when joining ACC that explicitly asks you if you are doing this to qualify for SDFCU (or some others, I think.)

I joined last year to get an SDFCU credit card, didn't pay ACC anything and have never heard from ACC again.


+1 i did the same thing a few months ago and they did not charge my CC anything but i did have to put in my CC #..... Once you join SDFCU and become a member  they won't charge you


ACC membership is free once you join with SDFCU but you will need the ACC member # to join SDFCU

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 829 (04/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 15 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 829 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
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Re: SDFCU Question

Okay called earlier before you all replied and spoke with the CSR who told me to NOT donate to ACC and that once i join SDFCU and select ACC that it will auto enroll me. After doing so i received the "we will get back to you in 48 hours" notice lol hope she was right


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