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I am thinking of applying for a secured card with 5k limit to establish a little credit. I only have a First Premier CC with $300 limit opened 4 months ago. What banks and CUs should I consider?
Thanks
@Anonymous wrote:I am thinking of applying for a secured card with 5k limit to establish a little credit. I only have a First Premier CC with $300 limit opened 4 months ago. What banks and CUs should I consider?
Thanks
There's probably dozens of decent ones to consider, but if you can get into Navy Federal or PenFedyou'd be doing ok. USAA also has a secured product now and they are really good. Try to find one that has a reasonable chance of "graduating" after a year or so.
Depending on where you are, google up a CU in your area, which is a community CU or if your employes has a CU join them pronto and speak to the lending department, let them know you want a secured card etc...
I think joining a CU would produce better results then a bank... just my opinion
Among Banks,
Captial One only goes to $3K but it it worth a look, since they add unsecured lines.
Also check out
Wells Fargo
US Bank
BofA
CIti
If you have very bad credit,
Public Saving Bank is a good choice.