@stefnian0426 wrote:
OK, new question.
My husband and I are trying to get a home. sometime the end of this year or by spring of next.
i have 3 inquiries on my report
1 from 8/12, another from 2013 and 1 from jan/14
If i have another inq. on my report is that a bad thing?
Also for anyone out there who has the bill me later... is it worth it?
Just want to be sure, if i do decide to bite and it is a hp..just want to make sure it is worth it.
Thanks again!
Wont' count... only 12 months and mortgages are "really" looking at last 6 months most of the time but 12 is better!
Bill Me Later is great for certain things.... it's good for the hidden trade line and the 0% you can get on most purchases over $100.
but if you are going to PIF anyway, then usually you would be cheating yourself of the rewards you could get off a credit card!