SHOULD I USE DISCOVER FOR FURNITURE OR APPLY FOR FINANCING ?????

[MRmarquez3417]

Hey everyone  im at the ashley furniture store and wanted to ask for quick advice 

i need a new tv and they have a nice 60 inch hd tv   that i really want.. and it has a nice 850$ special sale..  and i just got my discover it card with 1500$  dollars but dont want to scare discover with a large purchase..   the lady has been telling to apply for financing  i just saw that  they finance with GE/RETAIL  

what do you guys recommend ?????

do i apply or not ???

recently i got JCP  

and Paypal extras mastercard and discover it 

so 3 inquiries nothing more then that 

kohls is the only credit card reporting right now 

300$  limit 

0 utility 

i check all my reports today  

here  fico is on 690 across all the credit agencys 

and no new accounts reported yet..

[myjourney]

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@MRmarquez3417 wrote:

Hey everyone  im at the ashley furniture store and wanted to ask for quick advice 

i need a new tv and they have a nice 60 inch hd tv   that i really want.. and it has a nice 850$ special sale..  and i just got my discover it card with 1500$  dollars but dont want to scare discover with a large purchase..   the lady has been telling to apply for financing  i just saw that  they finance with GE/RETAIL  

what do you guys recommend ?????

do i apply or not ???

recently i got JCP  

and Paypal extras mastercard and discover it 

so 3 inquiries nothing more then that 

kohls is the only credit card reporting right now 

300$  limit 

0 utility 

i check all my reports today  

here  fico is on 690 across all the credit agencys 

and no new accounts reported yet..

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I would go with discover if you have 0% and then pay a large % off to bring UTL down and carry the rest 

[djc1puno]

Great advice myjourney! Im just following your posts w agreement today lol

[MRmarquez3417]

ok guys i will use my discover it 

thanks for the advice  @myjourney

really aperciate it 

[myjourney]

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@djc1puno wrote:
Great advice myjourney! Im just following your posts w agreement today lol

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Here's why store account no rewards and a new ding / HP / AAoA

Discover 850

[myjourney]

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@MRmarquez3417 wrote:

ok guys i will use my discover it 

@Anonymous for the advice  @myjourney

really aperciate it 

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Glad I could help enjoy the new TV

[djc1puno]

Great pts!

[myjourney]

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@djc1puno wrote:
Great pts!

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You got it 

[enharu]

Discover also provides extended warranty as well, though there hasn't been much reviews about how good or bad they are about such claims.

[09Lexie]

All around excellent advice!