01-13-2013 01:23 PM - edited 01-13-2013 01:25 PM
Okay my sister started her credit journey Feb 2012 with a joint with my parents, afte rthat approval she applied for AE, ON, CHEVRON, AND MACYS. APPROVED on 04/12. AE$900, ON $1,300, Macys $300, Chevron $900, and Sport Chalet VISA(Joint) $3,000 Thats all she has her scores are low because she Sport Chalet and Chevron are close to limit once she lowers the balance. Do you guys htink she can go ahead for A PRIME CARD? Or is she to recent? INQ free since 04/12 on three credit bureaus. Advice will be helpful currently income is 18.000 she is also 18 and plans to go to college this summer for RN(REGISTERED NURSE)
01-13-2013 02:13 PM
(no idea what is considered a prime card but yeah...)
Maybe she could apply for the student versions of the Discover IT, Citi Dividend and/or Forward or the Capital One Journey card(s)?
And I guess right before she starts to apply, she should have all but one cc showing $0 balance and another at 1%?
01-13-2013 02:58 PM
01-13-2013 03:04 PM
01-13-2013 03:09 PM
A lot of people come here to help family members. You'll see a lot of posts that says "DH" "DW" stuff like that. It isn't uncommon. All of my siblings and friends come to me for credit advice, and if I cant help them I make a post here.
It is a little rude to assume the OP is committing fraud..
OP: any negs on her reports? Do you know her scores?
01-13-2013 03:26 PM
because i saw this boy keep posted about sister, then father, mother, vv. vv. never stop. If they come here posted DH,DW then they post another start saying brother, sister, father,vv,vv.
who can trust kid under 18 taking care of these debt?
we are mother and father, i dont trust any kid to take care of my debt !. my friend, family are same. They dont trust these kid about it too ! And you guy too !
this boy making trouble for his family now !
01-13-2013 03:31 PM - edited 01-13-2013 03:32 PM
he is not releasing any personal info so i don't see how he is getting anyone in trouble. maybe he's using these forums for advice to help his family?? who's to say that he is taking care of his parents and sisters credit?
01-13-2013 03:38 PM - edited 01-13-2013 03:39 PM
you may dont understand what is trouble i talking about ! the big trouble for his family is he...... then he will get in trouble too if they call.......
I don't see any reason to believe that this person would be causing trouble.
They just seem interested in credit, yet don't have a job. So, instead of building their own credit. They are helping family with credit. Then when it comes time to build their personal credit, they will already have the knowledge needed.
01-13-2013 03:38 PM
too lazy to pull all his posted. check 4 of them you guy see something not right !
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