SP or HP?

[Tayflyer]

I have an AMEX Green Card and applied for the Delta Skymiles today and was denied.  I have read somewhere that if you are a current customer and apply for another card thru Amex that it is a SP unless you are approved and then it is a HP.  Just wanted to see if anyone else had heard this.  Thx for your replies.

[myjourney]

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@Tayflyer wrote:

I have an AMEX Green Card and applied for the Delta Skymiles today and was denied.  I have read somewhere that if you are a current customer and apply for another card thru Amex that it is a SP unless you are approved and then it is a HP.  Just wanted to see if anyone else had heard this.  Thx for your replies.

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It was a SP for the denial .......sorry you didn't get it 

Welcome to the forum

[Tayflyer]

Thank you.  Yeah, I think I was denied due to many inquiries.  Went on a little bit of a spree the last two months.

[myjourney]

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@Tayflyer wrote:

Thank you.  Yeah, I think I was denied due to many inquiries.  Went on a little bit of a spree the last two months.

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You will get a letter with score and reason for denial...so you will know what you need to do to increase your chances of approval next time 

[Tayflyer]

Think it is time to do some gardening. 

[myjourney]

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@Tayflyer wrote:

Think it is time to do some gardening. 

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When you start to see denials? yes 

So check into the garden for support with others who share the gardening experience 

[Tayflyer]

Yeah, I am just glad that the most recent inquiry is a SP.

[myjourney]

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@Tayflyer wrote:

Yeah, I am just glad that the most recent inquiry is a SP.

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That's one of the options that makes Amex great to have the others are 

SP CLI's and backdating 

[SuperKirby]

I wish all other banks were like Amex...

[myjourney]

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@SuperKirby wrote:

I wish all other banks were like Amex...

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Life would be sweet ......