Reply
Established Contributor
Posts: 734
Registered: ‎02-01-2012
0

SPG Amex questions.....

[ Edited ]

Considering this card. two questions for anyone who knows:

 

1. Once you earn the 25,000 point sign up bonus and the points are credited, are those points "safe" in your SPG account if you close the card account at some point afterward? Anyone know how this works? I know you lose MR points if you close the card without transferring them. Wondering if these points are different since they're co-branded....

 

2. Was just reading the offer terms on the website and this is how it starts:

 

"If you are identified as a current American Express® Cardmember, you may not be eligible for this welcome bonus offer."

 

Huh???? Anyone know the details of this stipulation?? The key word is "MAY not be eligible....". What's the deal? Not getting the bonus would pretty much be a non starter for me. Any experience here?

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!
Senior Contributor
Posts: 3,065
Registered: ‎11-02-2009
0

Re: SPG Amex questions.....

The points go to your SPG account.  You don't have to keep the credit card to keep the points.

 

Don't know what that term means.  I would think it only refers to people already having the SPG card.  I got the SPG card while already an Amex cardholder and had no problems with the signup bonus.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Established Contributor
Posts: 734
Registered: ‎02-01-2012
0

Re: SPG Amex questions.....

ok. thanks! wasn't sure. kind of vague.

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.