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Regular Contributor
Posts: 126
Registered: ‎07-31-2017
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SPG Amex

Does this card ever come up under Pre-Qual on the Amex site?

Community Leader
Super Contributor
Posts: 14,224
Registered: ‎04-16-2014

Re: SPG Amex

Don't believe co-branded do on Amex site.  If you have an existing relationship with Amex then just apply as it will be a SP if denied and SP most likely if approved.  If you aren't with Amex then it would be a HP regardless.

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | US Bank | Fifth Third Bank | FNBO
Valued Contributor
Posts: 1,601
Registered: ‎07-13-2016

Re: SPG Amex

@CC .... I thought I’ve seen posters say they were pre approved for Delta, but I could be mistaken. 

 

@op, the spg didn’t come up for me, but I was approved for it.

BK 5-2012 Revolving Rebuild Started 6-2016
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Super Contributor
Posts: 14,224
Registered: ‎04-16-2014

Re: SPG Amex

[ Edited ]

Justagirl73 wrote:

@CC .... I thought I’ve seen posters say they were pre approved for Delta, but I could be mistaken. 

 

@op, the spg didn’t come up for me, but I was approved for it.


You could be right...  Just going off my gut of what i remember, but at my age I am starting to forget more and more Smiley Happy.  I have never had a pre-qual with Amex, so I certainly am not the authority lol, but yet to be declined for an Amex with prequal or not lol.

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | US Bank | Fifth Third Bank | FNBO
Community Leader
Valued Contributor
Posts: 1,960
Registered: ‎11-19-2016

Re: SPG Amex

I’m always prequalified for Delta cards, but never Starwood, Hilton, or the other odds and ends like Mercedes-Benz. The underwriting for SPG shouldn’t be much different from the usual revolvers though. I Heart my SPG.

$500k+ club. | FICO 08 [Oct 2017]: EQ 746 EX 738 TU 733 | World's worst gardener.
Community Leader
Super Contributor
Posts: 14,224
Registered: ‎04-16-2014

Re: SPG Amex


K-in-Boston wrote:

I’m always prequalified for Delta cards, but never Starwood, Hilton, or the other odds and ends like Mercedes-Benz. The underwriting for SPG shouldn’t be much different from the usual revolvers though. I Heart my SPG.


I stand corrected one can be pre-qual'ed for other than Amex co-branded cards.  What I like abou tthe forum I continue to learn Smiley Happy

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Community Leader
Valued Contributor
Posts: 1,960
Registered: ‎11-19-2016

Re: SPG Amex


CreditCuriousity wrote:

K-in-Boston wrote:

I’m always prequalified for Delta cards, but never Starwood, Hilton, or the other odds and ends like Mercedes-Benz. The underwriting for SPG shouldn’t be much different from the usual revolvers though. I Heart my SPG.


I stand corrected one can be pre-qual'ed for other than Amex co-branded cards.  What I like abou tthe forum I continue to learn Smiley Happy


Me too. I love being corrected because it’s just more knowledge! I wouldn’t really say you were corrected, though. As far as I have ever experienced, Delta does seem to be the only exception.

$500k+ club. | FICO 08 [Oct 2017]: EQ 746 EX 738 TU 733 | World's worst gardener.
Established Contributor
Posts: 803
Registered: ‎05-05-2017

Re: SPG Amex

It told me pre-approved when I applied for the Hilton card.  I was already a member, though, so I don't know if that counts.

Regular Contributor
Posts: 126
Registered: ‎07-31-2017

Re: SPG Amex

Thank you all.

 

I was wondering whether it would be the same UW as the other revolvers. I haven't been Pre approved for anything or anyone yet! Though my EX score seems to be in the range to be apporved for a BCE, I have appd and have been declined 3 times now since late June (scores have increased in between each app). I think now that my score is in range I hurt myself with inquiries.

 

The strange thing is that all of a sudden I am receiving emails from Citi AAdvantage with an invitation to apply (2 times now, second time with an increase in bonus), yesterday I received the SPG offer, no invitation code and this morning one from United (but can't app for Chase yet). Even though I am members on all of these loyalty programs I have never been the recipient of emails with their co-branded cards marketing for me to apply.

 

Wondering if it's due to SP that have been conducted. I would love to get the SPG card as I do travel for both pleasure and business.

 

I just have 3 weeks to go before my NFCU first CLI and try for 2nd card, so perhaps I will wait until I do that. Otherwise, last week I appd and was approved for Discover It (small SL), but was declined for it back in early July. And, they pulled both EQ which is my lowest score and has the most damage currently, and EX which is my highest score. The letter that came with the card said it was based on my EQ information.

Regular Contributor
Posts: 199
Registered: ‎03-07-2017

Re: SPG Amex

I got a pre-qualify for it and an approval with a soft pull.
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