No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Duncanrr wrote:
Between SPG and BCP, which Amex card is more difficult to get?
Anecdotally it's near dead even these days I think; their underwriting critera both seem to be around 680 for otherwise solid applicants.
It all changed in June and we saw people getting an SPG with ~675, but then we saw similar with BCP. Given Amex's general policies towards co-branded cards, likely SPG might be easier, but that's a pure SWAG. I think between the two you should simply apply for the card you actually want given how close it appears to be.
I have the same concern actually. Still haven't decided what Amex card to apply for in January.
Co-branded cards tend to be easier to get
@jsickz32 wrote:
I was approved for the BCE with 675 score and amex has denied me 5 times for the SPG. For me SPG is harder to get it seems
Did you apply for the SPG after you'd been using the BCE? I asked this question because Amex doesn't like giving the same consumer too many accounts.