12-28-2012 05:30 PM
12-28-2012 07:58 PM
Between SPG and BCP, which Amex card is more difficult to get?
Anecdotally it's near dead even these days I think; their underwriting critera both seem to be around 680 for otherwise solid applicants.
It all changed in June and we saw people getting an SPG with ~675, but then we saw similar with BCP. Given Amex's general policies towards co-branded cards, likely SPG might be easier, but that's a pure SWAG. I think between the two you should simply apply for the card you actually want given how close it appears to be.
12-28-2012 08:13 PM
12-29-2012 02:57 AM
12-29-2012 04:57 AM
12-29-2012 05:02 AM
12-29-2012 07:41 AM
I was approved for the BCE with 675 score and amex has denied me 5 times for the SPG. For me SPG is harder to get it seems
Did you apply for the SPG after you'd been using the BCE? I asked this question because Amex doesn't like giving the same consumer too many accounts.