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SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

Valued Member

SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

 

 

Thanks to the amazing info I've gathered from you folks, I have reaped amazing benefits and wouldn't have done it without you guys.

 

After two years of cleaning living (no lates) In the last several months Cap 1 via the their amazing team has:

 

1.  Increaseed by 9 YEAR CREDIT limit from $1250 to $5000  (can't wait til 6 months to get next CLI)

 

2.  Fixed a reporting issue which kept my Cap 1 off of TU for years and kept my score even lower.

 

3.  Switched me from my old basic card to a Quicksilver card.  Although the card itself looks fake, it's cash back has already put $$$ back into my pocked.

 

4.  Dropped my Annual Fee.

 

I figure I'm already ahead $250-$300 in cash with the last two and who knows how much due to better APR %....and improved FICO...

 

The last bit of work I have is to work on deleting some lates with Cap1 but I'm amazed with how fast these other things have worked.

 

I COULD NOT HAVE DONE IT WITHOUT YOU GUYS!!!!!  IT REALLY DOES WORK!


Starting Score: Equifax my FICO 668 Transunion Vantage 717 Experian 657 Plus Score
Current Score: Equifax my FICO 668 Transunion Vantage 648 Experian 667 Plus Score

Switch to Plus Scores Oct 11 13: Equifax 667 Transunion 631 Experian 667 (2010 Scores were all approx 600!)
Current myfico 8 FICO Scores August 15 wr 2015: Equifax 746 Transunion 748 Experian 708
Goal Score: 760 by June 30, 2016

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Message 1 of 6
5 REPLIES
Community Leader
Super Contributor

Re: SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

Congrats!!! Great job!
Message 2 of 6
Established Contributor

Re: SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

Awesome... Enjoy!!

Message 3 of 6
Frequent Contributor

Re: SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

WTG.....congrats on all of your success w/Cap1!

AmEx PRG (NPSL) | AmEx BCP (10k) | AmEx Blue Cash (1k) | AmEx SPG (3.5k) | Barclay Arrival WMC (7.5k) | Barclay Sallie Mae (1.5k) | Cap1 QS (2k) | Chase Freedom (1k) | Discover IT (4.5k) | InTouch (Local) CU MC (5k) | InTouch (Local) CU LOC (25k)

Citi/Best Buy (AU) (1.5k) | Citi/Best Buy (7.5k) | Comenity/Crate & Barrel (4k) | Comenity/Restoration Hardware (9k) | GE/Ethan Allen (2.5k) | Synchrony Bank/Banana Republic (3.3k) | Synchrony Bank/Gap (3.3k) | Synchrony Bank/Walmart (3.3k)

myFICO scores ~ 691 (EQ) 670 (EX) 712 (TU) || Goal scores: 750+ (all 3)
Message 4 of 6
Super Contributor

Re: SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

Super Sweet!

Congrats on the Capital One new success.
Message 5 of 6
Highlighted
Moderator

Re: SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

Good work, congrats to your success Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 6 of 6