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Valued Member
chyguy71
Posts: 29
Registered: ‎09-08-2013
0

SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

 

 

Thanks to the amazing info I've gathered from you folks, I have reaped amazing benefits and wouldn't have done it without you guys.

 

After two years of cleaning living (no lates) In the last several months Cap 1 via the their amazing team has:

 

1.  Increaseed by 9 YEAR CREDIT limit from $1250 to $5000  (can't wait til 6 months to get next CLI)

 

2.  Fixed a reporting issue which kept my Cap 1 off of TU for years and kept my score even lower.

 

3.  Switched me from my old basic card to a Quicksilver card.  Although the card itself looks fake, it's cash back has already put $$$ back into my pocked.

 

4.  Dropped my Annual Fee.

 

I figure I'm already ahead $250-$300 in cash with the last two and who knows how much due to better APR %....and improved FICO...

 

The last bit of work I have is to work on deleting some lates with Cap1 but I'm amazed with how fast these other things have worked.

 

I COULD NOT HAVE DONE IT WITHOUT YOU GUYS!!!!!  IT REALLY DOES WORK!


Starting Score: Equifax my FICO 668 Transunion Vantage 717 Experian 657 Plus Score
Current Score: Equifax my FICO 668 Transunion Vantage 648 Experian 667 Plus Score

Switch to Plus Scores Oct 11 13: Equifax 667 Transunion 631 Experian 667
Current CreditReport.com Scores Mar 28 wr 2014: Equifax 693 Transunion 682 Experian 682 Plus Score
Goal Score: 720 by May 1, 2014

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Senior Contributor
baller4life
Posts: 3,852
Registered: ‎09-13-2013
0

Re: SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

Congrats!!! Great job!


GARDENING: 11/8/14 - 10/1/15 EQ: 644 EX: 688 TU: 691
MY WALLET: $10k NFCU CASH|$10k BOA CASH|$10k DINER'S CLUB PREMIER|$9k AMEX DELTA
$7.5k NFCU PLAT MC|$7k DISCOVER IT|$5k AMAZON|$5k WALMART|$2.5k CHEVRON
$1k BARCLAYS RING|$1k BARCLAYS RMC|$1k CARE CREDIT|$1k CITI DIAMOND PREFERRED
Established Contributor
newUser0
Posts: 937
Registered: ‎12-13-2013
0

Re: SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

Awesome... Enjoy!!

Frequent Contributor
FastForward
Posts: 372
Registered: ‎07-20-2013
0

Re: SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

WTG.....congrats on all of your success w/Cap1!

AmEx PRG (NPSL) | AmEx BCP (10k) | AmEx Blue Cash (1k) | AmEx SPG (3.5k) | Barclay Arrival WMC (7.5k) | Barclay Sallie Mae (1.5k) | Cap1 QS (2k) | Chase Freedom (1k) | Discover IT (4.5k) | InTouch (Local) CU MC (5k) | InTouch (Local) CU LOC (25k)

Citi/Best Buy (AU) (1.5k) | Citi/Best Buy (7.5k) | Comenity/Crate & Barrel (4k) | Comenity/Restoration Hardware (9k) | GE/Ethan Allen (2.5k) | Synchrony Bank/Banana Republic (3.3k) | Synchrony Bank/Gap (3.3k) | Synchrony Bank/Walmart (3.3k)

myFICO scores ~ 691 (EQ) 670 (EX) 712 (TU) || Goal scores: 750+ (all 3)
Valued Contributor
CreditMagic7
Posts: 3,422
Registered: ‎01-04-2014
0

Re: SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

Super Sweet!

Congrats on the Capital One new success.
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It's All In The Magic Of Your Own Destiny
Valued Contributor
gdale6
Posts: 9,263
Registered: ‎12-13-2013
0

Re: SUCCESS: CAP 1 EO can be your best friend...just be patient--and READ THESE BOARDS

Good work, congrats to your success :smileyhappy:

EX Cred Ses 08/14: 767 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 07/14: 800
EQ Fico 05/14 781 ; EQ MPM 07/14: 721
TU Fico 8 07/14: 719; TU MPM 06/14 706

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