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@Anonymous wrote:OK, I get you on the 6.25% with the redeemed bonus. Someone else can chime in if they'd like, but I am pretty sure you were mislead. The Cash+ is a signature card which requires a 5k min CL. I hope for your sake it ends up being the Cash+
Maybe underwriting made an exception...but kinda doubtful
@Dustink wrote:
@Anonymous wrote:OK, I get you on the 6.25% with the redeemed bonus. Someone else can chime in if they'd like, but I am pretty sure you were mislead. The Cash+ is a signature card which requires a 5k min CL. I hope for your sake it ends up being the Cash+
Maybe underwriting made an exception...but kinda doubtful
My brother is a very established banker at US Bank and I confirmed with him, no way its a cash+ under 5k. 5k CL is the bare minimum for a signature card
@Anonymous wrote:
@Dustink wrote:
@Anonymous wrote:OK, I get you on the 6.25% with the redeemed bonus. Someone else can chime in if they'd like, but I am pretty sure you were mislead. The Cash+ is a signature card which requires a 5k min CL. I hope for your sake it ends up being the Cash+
Maybe underwriting made an exception...but kinda doubtful
My brother is a very established banker at US Bank and I confirmed with him, no way its a cash+ under 5k. 5k CL is the bare minimum for a signature card
Can your brother hook me up with a cash+ card?!? lol
How long ago was your score in the 500's? What is it now?
@Anonymous wrote:
From US Banks website... "4. Should your application for the U.S. Bank Cash+ Visa® Signature Card be denied, submitting this application constitutes your application for a U.S. Bank Cash Rewards Visa® Card. The U.S. Bank Cash Rewards Visa Card does not earn 5% or 2% cash back." Aren't all visa sigs minimum 5k?
No. Chase will approve a Freedom Signature for under $5k. The $5k figure keeps getting thrown around as fact because some banks will only offer them at that level.
I don't think Us Bank falls into that catagory. I just app'd for the cash plus a week ago and was denied. I called underwriting and was told I didn't qualify for a 5k CL and that they would give me the platinum with a 1500 limit. I'm just saying, I hope he's a lucky one, but its far from normal
Well it's a great run of successful apps. Congrats on improving your CR and best of luck to you!