09-09-2009 08:32 AM
Very excited! Just checked Juniper on line (as I do daily with all my cards and bank accounts) and to my surprise they increased my CL from $2500 to $3500! $1000 without asking!
This CLI is on the Barnes and Nobles card I've had since 12-08. I've got the 'regular' Juniper also (10-08) but so far no increase on my $2000 CL.
I was very happy to see this CLI in light of all the negative reports going around about RJs and CLDs etc. I'm still walking on eggshells around my Amexes, but so far, so good. This CLI is the first I've had on any of my cards (except store cards--have had some CLIs on those) so I am happy, happy, happy!!
09-09-2009 11:26 AM
You are the first one I have heard of to get an auto increase from them. Do you make $200,000 a year, and did you send them your proof? Oh wait! Sorry, they want that on a $500 CL.
That would mean If you had a $2500 CL with them you must be making at least $800,000 a year. Is your employer hiring by any chance?
09-09-2009 12:04 PM
I WISH I made $800,00 a year! Actual HHI is less than 10% that amount. And ironically, when I apped for this Barnes & Nobles card I actually had to re-con to get it (denied based on inqs (4)-explained they were for car and 1 card so they approved) and got $500 higher CL than my first Juni card. Go figure!!
I was totally shocked to see this CLI, especially after all the posts (yours included) I read about Juni/Barclays being a little stingy (that's an intentional understatement). And as I mentioned, no other card, even my older cards, (other than store cards) have given me any kind of increase in well over a year or more.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO