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Established Contributor
ryanbush
Posts: 1,094
Registered: ‎08-19-2012

Re: SURPRISING! Amex approval!!! :O


ItchyAppFingers wrote:
Hello all :smileyhappy: I have some amazing news to share with you all but first I would like to mention for anyone out there who has the American Express Zync card with a hard limit of $200 or $500 (like me) don't be discourage there is still hope for you all out there in the Amex world.

So today I randomly decided to try my luck on the Amex Gold PR knowing I probably had a 95% chance of getting denied because of my hard limit Zync card but I decided to go for it anyways, either way it would just be a SP. I called up Amex over the phone CC application # on there website and went ahead filled my app with a rep for the Amex Gold PR. After a few minutes the rep tells me I have been approved for a NPSL Gold PR card and should be receiving my card within 2-3 business days. I CANNOT believe my ears! My brain literally went blank! After reading up on here that there is no way anyone would be able to get approved for another amex card with a hard limit Zync unless you close your Zync card I thought all hope was gone for me in the amex world....just me and my $500 unicorn card limited edition.... BUT NOW that theory is false.... There is still hope for us Zync card holders! I jut hope they don't FR me after realizing my hard limit on my zync card. Im still scared that Amex may think the approval was a mistake and cancel my new card. :smileyfrustrated:

Congrats, are you planning on closing the Zync?  any plans for an AMEX revolver in the future?


Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: SURPRISING! Amex approval!!! :O

Nice, glad you got approved even with the Zync hard limit. congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Valued Member
EmpressLuv
Posts: 49
Registered: ‎08-29-2012

Re: SURPRISING! Amex approval!!! :O

Congrats but don't be fooled about NPSL...there is an internal limit...my limit was 2500 back in july when I first got one by december i was charging 6000+

My Wallet: AMEX Gold NPSL, Victoria Secret 350, Macy's 2K, Kay's 4K, HSBC 1.15K, Cap 1 500, QVC 500, Walmart 1200

Current Scores: Lender Pull: 2/16/13 TU: 672 EX: 681 EQ: 671
Goal Score: 700
Established Contributor
MsLadyRover
Posts: 730
Registered: ‎03-14-2012

Re: SURPRISING! Amex approval!!! :O

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Regular Contributor
icetrap06
Posts: 122
Registered: ‎12-27-2012

Re: SURPRISING! Amex approval!!! :O

Congrats!!

In My Wallet: Discover IT (6k), AMEX Green Card (NPSL), Citi HHonors (4k), Cap One (1.5k), AMEX SPG (1k)

Starting Scores:
MyFICO EQ - 650, MyFICO TU - 670, EX - (between 330 and 830)
Current Scores:
MyFICO EQ - 654, MyFICO - 711, EX - (between 330 and 830)
Mega Contributor
LS2982
Posts: 14,452
Registered: ‎04-09-2011

Re: SURPRISING! Amex approval!!! :O

Congrats!!!

What was your overall util when you apped?



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: SURPRISING! Amex approval!!! :O

there is hope on saving the unicorns! 

 

congrats on your card. i hope i have the same result in january!

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Mega Contributor
LS2982
Posts: 14,452
Registered: ‎04-09-2011

Re: SURPRISING! Amex approval!!! :O


creditnocash wrote:

there is hope on saving the unicorns! 

 

congrats on your card. i hope i have the same result in january!


???

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Regular Contributor
ceemee2203
Posts: 178
Registered: ‎07-27-2012

Re: SURPRISING! Amex approval!!! :O

Congrats!

Did you use the new 50k PRG offer?

Starting Score: 702 (07/27/12 EX AMEX Pull)
Current Score: 734 (04/03/13 myFICO) / 740 (CS) / 749 (CK)
Goal Score: 800
Current Cards: AMEX PRG, AMEX BCE, BofA Travel Rewards with EMV
Regular Contributor
icetrap06
Posts: 122
Registered: ‎12-27-2012

Re: SURPRISING! Amex approval!!! :O


LS2982 wrote:

creditnocash wrote:

there is hope on saving the unicorns! 

 

congrats on your card. i hope i have the same result in january!


???

 


The poster is referencing another thread that discussed changing the name to the "Unicorn" given it is no longer available and is rare amongst the general population.

In My Wallet: Discover IT (6k), AMEX Green Card (NPSL), Citi HHonors (4k), Cap One (1.5k), AMEX SPG (1k)

Starting Scores:
MyFICO EQ - 650, MyFICO TU - 670, EX - (between 330 and 830)
Current Scores:
MyFICO EQ - 654, MyFICO - 711, EX - (between 330 and 830)

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