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SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Valued Contributor

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.


KoF88 wrote:
Great guide, pizza!

Can someone comment on the Paypay Extra MC? I never got a counter with that. Either approve or deny Smiley Happy

KoF88. I was just approved for the PayPal Extra MC, are you saying when you ask for a CLI, it's yes or not.  So if you get a little greedy, you won't get anything?  Please tell me it isn't so, lol!  I'll have to tread carefully if that is the case.

Total Credit Line $568,700 br>

Rebuilding Began: Feb 2014 with $300 Cap One Card

Current Scores 02/17 TU 742EX 748EQ 720
Utilization 2%
Quality over Quantity!
Message 31 of 93
Frequent Contributor

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

I have had the cards for 3 years, and I have got 3 CLIs in total. I called numerous times for CLIs because it's always a SP, and I've never heard a counter from them. They either give me the CL I ask for or deny it Smiley Sad I hope that you will have a better luck than me though Smiley Happy
Current Scores: No idea. 700-something?
Some Chase cards, some Citi cards, also Discover and AMEX. PNC, too. Probably $100K total credit or so.
Message 32 of 93
Epic Contributor

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.


KoF88 wrote:
Great guide, pizza!

Can someone comment on the Paypay Extra MC? I never got a counter with that. Either approve or deny Smiley Happy

My ebay MC I have to call into automated system and listen through the entire message because if I ask for $20k it would say "sorry your application can't be approved and you will receive a letter in 7-10 days with the reasons why.... little pause... but we could raise to blah blah, would you like that" if you don't stay on long enough and accept that it won't go into effect.

Message 33 of 93
Frequent Contributor

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Denied Smiley Sad Oh well, it was worth a shot. I've only had the card a month so I cant say as though my feelings are really hurt. The rep was very friendly and helpful though his English left a bit to be desired.



EQ08 676 TU08 665 EX08 674 Total Credit Line: 54,500Utilization: 1%Inquiries: EQ9 EX17 TU16
Message 34 of 93
Frequent Contributor

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Question: After we receive a CLI, how long do you go between them? 

Current Scores: EQ 622 | TU 639 | EX 635 (1/3/16)
GOAL: All scores 700+
     
Store Cards: $17,550
Message 35 of 93
Community Leader
Super Contributor

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.


ljthomas wrote:

Question: After we receive a CLI, how long do you go between them? 


depends...it could be 4mo to years, lol... I last  got a CLI on y walmart card a little over a year ago, and it wont budge at all...nada.. but every single other Synch card I have all got CLI's in October via solutions or chat. Previously though...I had a few cards that got another ClI 2 months later, the other were 4-8months...just depends. 

(BK7 d/c-08/2013/FICO-400's) ~ 02/2018~ FICO 08- EQ-669, TU-674, EX-660
Scores being held down by tons of INQ/New acts Smiley Wink
Message 36 of 93
Contributor

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

It's fantastic. But unfortunately, chat function is not available now for 2 weeks and counting(.

Message 37 of 93
Frequent Contributor

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Thanks pizza!
Current Scores: EQ 622 | TU 639 | EX 635 (1/3/16)
GOAL: All scores 700+
     
Store Cards: $17,550
Message 38 of 93
Valued Contributor

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

I never get a counter offer lol. So I'm still stuck on number 1. Any longer and I'm going to forget how to count to 5 again. Lmao.
Good advise!

EQ688
TU700
EX707

Message 39 of 93
Regular Contributor

Re: SYNCH CLI FOR DUMMIES..A COMPREHENSIVE GUIDE.

Hi CA - I am a little past 3 months on my Amazon account.  Should I request an increase and if so how should I do it?

BK7 Meeting of Creditors 12/14 Discharged 2/15
EQ 630
EX 631
TU 653
Message 40 of 93