Sad to see all the Chase approvals:( lol!!

[pizza1]

Thanks 09 Lexie

Yudeology101 .....love hearing stories like that!!! It might be awhile for me though, lol!!

Vistorboy1974..... Omg! That's awesome!!! Happy for that you got back in!! I burned them for roughly 9k.... Ouch!!!! So might be 30 yrs for me, lol!!!!!

Lithium78.....that's what I'm afraid of!!! I wonder what makes some people get back in and others not?! Your case, you made amends and paid them back and they still didn't want you! Others burned them badddddd and are in like gold right now!!! Regardless... I'm looking at a minimum of 8 - 15 yrs before I can even try again I'm ok with that. It is what it is and I have to face the consequences

Thank everyone for commenting!!! Love to see the approvals though

[Justine_Alpha]

2k c/o and I paid it. 6years later still a nope. I don't blame them for the blacklist. Just means I need to look at others like amex.

[sjt]

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@pizza1 wrote:
Ok, so I'm actually happy for everyone getting approved for these great cards. I'm sad because I have a recent BK7, and I have 3 Chase accts that were CO 6 yes ago ....... I will never be able to have a Chase card again, because I've been blacklisted for probably forever. Which I could get back in with them someday, but doubtful. Saw one post where a guy burned Chase in his BK over 15 yrs ago, and he apped and was denied due to past derogatory relationship.... Jeeezzz, 15 yrs later they are still hanging on??? Oh well.... But seriously glad for everyone else!!!

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I dont think the Chase door is shut completely for you or anyone else.

My theory is that Chase, and others, are pragmatic about their approval criteria. The Chase CO is a big negative but it can be counter balanced with other factors like income, established credit, and if you have banking relationship with them.

[bostonte]

I'm about a month past 4 years since CH 7 discharge, Chase was included in the filing for a large account ($12,000ish), and I was approved for the Chase Amazon Visa.

[sjt]

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@bostonte wrote:
I'm about a month past 4 years since CH 7 discharge, Chase was included in the filing for a large account ($12,000ish), and I was approved for the Chase Amazon Visa.

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Congrats on the Chase approval and thanks for sharing this information.

What was your credit profile like when you applied for the Chase Amazon Visa Card and what was the C/L they gave you?