Safe to apply for AMEX?

[Anonymous]

Credit Check Total "CCT"  shows the exact same scores as myfico. You can access all the 3 scores for $1. 

[Desmoire]

I just pulled all three with CTT. They are as follows:

TU: 735

EX: 707

EQ: 702

[Anonymous]

Your credit utilization might be high for them but try it and let us know. If I got two cards with my score, maybe you can get some as well.

[Anonymous]

I was approved last night for a BCP with an EX of 702 (or 698, I'm not sure) I was only given a $1000 SL, which is fine for me and what I plan to use it for, but I'd keep that in mind. I also have 4 new accounts withing the last month and was at about 36% UT overall for what has been reported. (some of the new cards are not on my report yet)

[Desmoire]

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@Anonymous wrote:

I was approved last night for a BCP with an EX of 702 (or 698, I'm not sure) I was only given a $1000 SL, which is fine for me and what I plan to use it for, but I'd keep that in mind. I also have 4 new accounts withing the last month and was at about 36% UT overall for what has been reported. (some of the new cards are not on my report yet)

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BCP has an annual fee. Are they more likely to approve a card with an annual fee? I would certainly prefer no annual fee...

[Anonymous]

Depends on what type of awards you want. BCE is cash back and other cards offer points for travel. you can also trade them in for cash and stuff. Please look at all the no APR cards and see which one fits. Let us know what you get and if you got approved. Me, my dream card is CSP from chase and Freedom. After I build these cards, I will get those. Prob 6Months to 1 year. Anyway, GL

[Anonymous]

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@Anonymous wrote:
What was the reason for being denied with your past applications? Have you addressed those issues? Your scores if accurate look good...but scores aren't everything. Good luck.

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This.

[Desmoire]

I was approved for BCE!! I don't know what my limit is however, it didn't mention that. I asked for them to text me an approval message so we will see if it's included in that. Awesomeness!

[myjourney]

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@Desmoire wrote:

I was approved for BCE!! I don't know what my limit is however, it didn't mention that. I asked for them to text me an approval message so we will see if it's included in that. Awesomeness!

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Congrats on the new line and welcome to the Amex family

[BallBounces]

<holds envelope to his head>

"What is $2000? and a see through card"