I had accounts with Macy's and Saks that I cancelled in 2002 and 2004. I called Saks and they have no record of me ever existing. Macy's had all of my information, however, they told me I would have to open a new account. Both of the accounts are still listed on my credit reports as closed by consumer.
Is there anyway to get around the system and have the cards dated back to the original years I opened the cards.
Thanks in advance for any answers---TheTaxMan
HSBC took over handling Saks accounts from Saks, Inc. (according to my credit reports) in April 2003. Maybe that's why they have no record of your account.
Last year, a forum member successfully reopened her closed Saks account, and was able to keep her original account's opening date. You can read about her experiences here: