@Anonymous wrote:
Well I caved and applied. ........... instant approval wmc 3.5k. Pretty thrilled with that. Guess all I can do now is use appropriately and PIF. Well see what happens
Nice! 
I'm hoping to have the same luck in about a month when I apply. By then my 3 oldest cards will have hit a year old and my 3 newest cards will all be 6 months old. I have very low util, about 3-4% total. My AAoAs is actually 10 years because of my student loans and my mortgage. And 5 TU inquiries within 12 months. I think I have a really good shot, my TU FICO has really gone up, should be in the 760s by then and my only baddies are very old (set to drop off a year from now)
@Anonymous wrote:
Well I caved and applied. ........... instant approval wmc 3.5k. Pretty thrilled with that. Guess all I can do now is use appropriately and PIF. Well see what happens
Congrats! I'm really hoping to get approved next summer! Enjoy it!
Personal:
@Anonymous wrote:
Seems like you have a great shot. I'll move the RM cl over to sm and then close. Done for a while now. I have no proof of this but it really seems like having history with them helped
We'll see. I've read of people being approved with a BR so in another years time I'll be able to tell you for sure!