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@Anonymous wrote:
Maybe they will Omar. My general spend is low so I understand the hype. 5% on gas and groceries with no AF is pretty cool for me. With the caps it might not appeal to others as much, understandable.
This. Even with the caps it's incredibly useful. What helps it is the consistency behind the card. Sure Chase and Discover will rotate gas sometimes but you're always getting 5% up to 250 on SM. Wal-Mart is essentially the main place I have to shop at where I live for groceries and it codes for the groceries unlike many other cards. Amazon has other options, but if you don't have those cards it's excellent....and again it is consistent with a big cap allowing you to essentially spend 9000 a year at Amazon for 5% cash back. I've never once had an Amazon purchase not code as 5% either.
For me at least it is the perfect card.
@Anonymous wrote:
Wal-Mart and Target coding as grocery does make it pretty sweet
This is why the BCP and other "grocery" cards have such limited value to me. We are getting a new price chopper which I would imagine codes as a standalone grocery store?
@Anonymous wrote:
Rather than sit around waiting I called. Said I was concerned about my Sallie Mae account since I noticed the card is no longer available online. From the way the rep had his response prepared I think he's had to answer this question a few times lately. idk whats going on for future customers and didn't ask but I'm satisfied with this answer. Similar to my backdated Amex card sometimes timing is everything!
"Your Sallie Mae accounts are fine. Rest assured we will not be restricting or modifying card benefits, forcing new card conversions or taking the card away from existing customers. Any changes regarding the Sallie Mae credit card will not affect current card holders."
That will be awesome! I hope the card stay the same for a long time.
Amex recently started coding Walmart Neighborhood Market as "Wholesale Store" instead of grocery store, which makes SM even more useful.
@Anonymous wrote:It appears my most consistent and useful card is about to have it's days numbered. Let's hope the nerfing takes place long down the road.
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