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Sallie Mae world MasterCard

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ElCamino
Contributor

Re: Sallie Mae world MasterCard

I think what's adding to the confusion is that both the Upromise card and the Sallie Mae card can have their cashback deposited into your Upromise account.


Amex BCE: $16.5k, Discover It: $5k, Chase Freedom Visa: $10k, Fidelity Amex: $7.5k, PenFed Cash Rewards Visa: $3.5k, CapOne Union Plus MC: $4.5k, Barclays Upromise MC: $5k, BoA Cash Rewards 123 MC: $1.5k
Message 41 of 47
boomhower
Valued Contributor

Re: Sallie Mae world MasterCard


@enharu wrote:

@boomhower wrote:

Maybe I'm being dense but how is this getting 5% done?  I've looked through the site and just don't get it.  I need an Amazon card and hate Chase so don't want theirs.  The 5% would really make my day.


just curious, but why do u hate chase? Did they CLD or close your account?

I'm asking just to find out more about Chase.

 


I did have a card they closed but I don't really fault them for it.  I was on time and never made a late payment but I had fallen on tough times and my UTL was going through the roof.  It was also during the downturn to boot.  Don't hate them for that.  I do have a Freedom card that was a former WAMU card they bought out.  When they did they jacked the APR to 29.9%, again never late before or after they bought the accout.  There's not a late payment on my CR.  Since they've had never an auto CLI.  I did take a hard for a CLI and had to go through the EO to get what I wanted.  And they still won't touch the APR.  700 FICO and they still want my APR at the max.  So I just use it for 0% BT offers and bonus categories when there isn't a BT on it.  They treat me like a second class citizen when I've done nothing wrong.  I'll never pay them a penny in interest nor have another card.  I will however use the decent line of 0% offers and to make money with 5% rewards.  I'll also never use it for 1% categories, they go to Discover and Amex. 

Message 42 of 47
chan85
Established Contributor

Re: Sallie Mae world MasterCard

Anybody know if there are preapproval sites I can check for this card or the upromise version??

Current Debt Management:
$15k Trinity Financial Management (scheduled pay off late 2021)
$10k NFCU
$350/mth Bridgecrest Auto Loan
Goals: Pay off credit card debt & buy a new home before end of 2020

Long Term Debt:
Fed Loans - $150k
Navient - $100k

Taking a "if God don't do it, it won't get done..." approach to paying these off.
Message 43 of 47
kampfer09
Frequent Contributor

Re: Sallie Mae world MasterCard

Just recon it its faster and you get approved quickly.
Message 44 of 47
chan85
Established Contributor

Re: Sallie Mae world MasterCard


@kampfer09 wrote:
Just recon it its faster and you get approved quickly.

recons work if you are on the cusp...idk where i fall and cant find any significant info on other peoples approvals to get an idea of what they are looking for/if i match that profile. and historically my recon attempts (with other cards) have never worked. apparently i am not good at them. Smiley Sad

 

not going to waste an inquiry on something that's so iffy when I have been in the garden since October! i'll just sit back and wait a little longer....

Current Debt Management:
$15k Trinity Financial Management (scheduled pay off late 2021)
$10k NFCU
$350/mth Bridgecrest Auto Loan
Goals: Pay off credit card debt & buy a new home before end of 2020

Long Term Debt:
Fed Loans - $150k
Navient - $100k

Taking a "if God don't do it, it won't get done..." approach to paying these off.
Message 45 of 47
Mellon
Established Contributor

Re: Sallie Mae world MasterCard

i applied for the card got denied instantly. Waiting to see what the reasons were on my letter before I decide to give recon a try.

Message 46 of 47
kampfer09
Frequent Contributor

Re: Sallie Mae world MasterCard

Recon for it there really nice to talk too.
Message 47 of 47
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